Estill Springs, TN—37330
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Estill Springs, TN
As of Oct '25, the median home price in Estill Springs, TN is $307,000, with a year-over-year change of 1.2%. This indicates that home prices in Estill Springs, TN are increasing. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $307,000 | 1.2% |
| Single Family | $306,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $305,000 | 1.0% |
4 Bed | $555,000 | 0.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Estill Springs, TN
As of July '25, Rentcast reports the average rent in Estill Springs, TN is $1,060, with a year-over-year rent change of -36.9%. Per bedroom, the median rent as of July '25 in Estill Springs, TN is 2-bedrooms: $825, 3-bedrooms: $1,300. The most common rental property sizes in Estill Springs, TN are 3-bedroom and 2-bedroom, accounting for 60.5% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $825 | $1,060 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $825 | $825 |
| 3 Bed Rent | $1,300 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Estill Springs, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Estill Springs, TN is 83. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $348,000 | -6.0% |
Listing Count | 63 | 42.0% |
| Listings as % of Homes | 0.8% | 42.0% |
Days on Market | 83 | 7.0% |
Demographics — Estill Springs, TN
As of the latest ACS Survey released in 2023, Estill Springs, TN has a population of 7,280, which has increased by 4.3% over the past 5 years. Estill Springs, TN is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,280 | 4.3% |
% Under 18 | 21.3% | 9.8% |
% Seniors | 18.9% | 3.3% |
% WFH | 8.7% | 102.3% |
% w/ College Degree | 18.7% | 16.9% |
As of the latest ACS Survey released in 2023, Estill Springs, TN is a predominantly white area, with 93.9% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Estill Springs, TN is black, making up 1.6% of the population. Foreign-born residents account for 0.4% of the population in Estill Springs, TN, and this percentage has decreased by 66.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | 1.6% |
% Black | 1.6% | -27.3% |
% Hispanic | 0.2% | 0.0% |
% Asian | 0.1% | -83.3% |
% Foreign Born | 0.4% | -66.7% |
Mortgage and Risk — Estill Springs, TN
According to HUD data as of 2023, there were 132 mortgage originations in Estill Springs, TN, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Estill Springs, TN. Investor activity is low, as 0.0% of loans were by investors. 32.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 132 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 32.0% |
Loan Activity
Rentals and Section 8 — Estill Springs, TN
Estill Springs, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | $385 | $825 | $1,210 |
| 3 Bedroom | $300 | $1,300 | $1,600 |
| 4 Bedroom | N/A | N/A | $1,930 |
Affordability — Estill Springs, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $307,000 |
| Median Household Income | $62,700 |