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Whitwell, TN—37397

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$220,000
0.1% YoY Growth
Household Income
$55,800
25.2% YoY Growth
Days on Market
87
30.0% Longer YoY
Home Price Forecast
3.1%
Median Rent
$850
32.3% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$850
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Whitwell, TN

As of Dec '25, the median home price in Whitwell, TN is $220,000, with a year-over-year change of 0.1%. This indicates that home prices in Whitwell, TN are flat. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$220,0000.1%
Single Family $220,0000.0%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$191,0002.1%
    3 Bed
    		$264,0004.3%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.7%
    1 Bedroom
    7.2%
    2 Bedrooms
    31.4%
    3 Bedrooms
    47.4%
    4 Bedrooms
    10.2%
    5+ Bedrooms
    2.1%

    Rental Trends — Whitwell, TN

    As of July '25, Rentcast reports the average rent in Whitwell, TN is $1,050, with a year-over-year rent change of -32.3%. Per bedroom, the median rent as of July '25 in Whitwell, TN is 2-bedrooms: $1,050. The most common rental property sizes in Whitwell, TN are 2-bedroom and 3-bedroom, accounting for 48.4% and 30.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$850$1,050
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $850$1,050
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    16.0%
    2 Bedrooms
    48.4%
    3 Bedrooms
    30.2%
    4 Bedrooms
    5.4%

    Property Listings — Whitwell, TN

    As of Dec '25, Realtor.com reports that the median days on market for a home in Whitwell, TN is 109. This is a increase of 64.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$315,00010.0%
    Listing Count
    		34-7.0%
    Listings as % of Homes0.5%-7.0%
    Days on Market
    		8730.0%
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    Demographics — Whitwell, TN

    As of the latest ACS Survey released in 2023, Whitwell, TN has a population of 10,000, which has increased by 5.4% over the past 5 years. Whitwell, TN is a moderately popular place for families, as children make up 19.1% of the population. The area has a poorly educated workforce, with 13.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		10,0005.4%
    % Under 18
    		19.1%-9.9%
    % Seniors
    		21.3%25.3%
    % WFH
    		10.8%237.5%
    % w/ College Degree
    		13.6%81.3%
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    As of the latest ACS Survey released in 2023, Whitwell, TN is a predominantly white area, with 93.7% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Whitwell, TN is hispanic, making up 2.3% of the population. Foreign-born residents account for 0.8% of the population in Whitwell, TN, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		93.7%-0.6%
    % Black
    		1.5%87.5%
    % Hispanic
    		2.3%27.8%
    % Asian
    		0.3%∞%
    % Foreign Born
    		0.8%33.3%
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    Mortgage and Risk — Whitwell, TN

    According to HUD data as of 2023, there were 163 mortgage originations in Whitwell, TN, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Whitwell, TN. Investor activity is low, as 4.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		163
    % Conventional Loans
    		72.0%
    % Government Loans
    		28.0%
    % Investor Loans
    		4.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		21.0%
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    Rentals and Section 8 — Whitwell, TN

    Whitwell, TN lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		24
    Total Units Section 8
    		24
    % Rentals under Section 8
    		3.0%
    % Occupied Section 8
    		87.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,030
    2 Bedroom$290$850$1,140
    3 BedroomN/AN/A$1,440
    4 BedroomN/AN/A$1,550

    Affordability — Whitwell, TN

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.6
    Median Home Price$220,000
    Median Household Income$55,800

    Whitwell, TN — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions