Mosheim, TN—37818
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mosheim, TN
As of Oct '25, the median home price in Mosheim, TN is $208,000, with a year-over-year change of 0.3%. This indicates that home prices in Mosheim, TN are flat. According to Zillow, the 1-year price projection is 4.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $208,000 | 0.3% |
| Single Family | $207,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $245,000 | 4.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mosheim, TN
Mosheim, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,600 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mosheim, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Mosheim, TN is 61. This is a increase of 68.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $290,000 | -3.0% |
Listing Count | 21 | 11.0% |
| Listings as % of Homes | 0.4% | 11.0% |
Days on Market | 61 | 68.0% |
Demographics — Mosheim, TN
As of the latest ACS Survey released in 2023, Mosheim, TN has a population of 5,410, which has decreased by -4.3% over the past 5 years. Mosheim, TN is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 10.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,410 | -4.3% |
% Under 18 | 19.3% | 3.8% |
% Seniors | 21.3% | 22.4% |
% WFH | 2.9% | -14.7% |
% w/ College Degree | 10.2% | 41.7% |
As of the latest ACS Survey released in 2023, Mosheim, TN is a predominantly white area, with 97.8% of the population identifying as white. The white population has grown by 2.4% in the last 5 years. The second most common race or ethnicity in Mosheim, TN is hispanic, making up 0.3% of the population. Foreign-born residents account for 0.4% of the population in Mosheim, TN, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.8% | 2.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.3% | -84.2% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.4% | 33.3% |
Mortgage and Risk — Mosheim, TN
According to HUD data as of 2023, there were 121 mortgage originations in Mosheim, TN, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Mosheim, TN. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 121 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Mosheim, TN
Mosheim, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | -$200 | $1,500 | $1,300 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Mosheim, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $208,000 |
| Median Household Income | $46,700 |