Oakdale, TN—37829
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oakdale, TN
As of Nov '25, the median home price in Oakdale, TN is $192,000, with a year-over-year change of -5.8%. This indicates that home prices in Oakdale, TN are decreasing. According to Zillow, the 1-year price projection is 4.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $192,000 | -5.8% |
| Single Family | $192,000 | -4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Oakdale, TN
Oakdale, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oakdale, TN
As of Nov '25, Realtor.com reports that the median days on market for a home in Oakdale, TN is 44. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 133.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $280,000 | -49.0% |
Listing Count | 6 | 38.0% |
| Listings as % of Homes | 0.1% | 38.0% |
Days on Market | 44 | 33.0% |
Demographics — Oakdale, TN
As of the latest ACS Survey released in 2023, Oakdale, TN has a population of 1,940, which has increased by 10.5% over the past 5 years. Oakdale, TN is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 12.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,940 | 10.5% |
% Under 18 | 18.6% | 35.8% |
% Seniors | 17.8% | 6.6% |
% WFH | 6.7% | 91.4% |
% w/ College Degree | 12.4% | 125.5% |
As of the latest ACS Survey released in 2023, Oakdale, TN is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Oakdale, TN is hispanic, making up 5.5% of the population. Foreign-born residents account for 0.1% of the population in Oakdale, TN, and this percentage has decreased by 87.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -3.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 5.5% | 266.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | -87.5% |
Mortgage and Risk — Oakdale, TN
According to HUD data as of 2023, there were 85 mortgage originations in Oakdale, TN, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Oakdale, TN. Investor activity is low, as 4.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 85 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 18.0% |
Rentals and Section 8 — Oakdale, TN
Oakdale, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,120 |
| 3 Bedroom | N/A | N/A | $1,480 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Oakdale, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $192,000 |
| Median Household Income | $87,600 |