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  4. /Humboldt, TN - 38343

Humboldt, TN—38343

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$186,000
1.9% YoY Growth
Household Income
$53,400
36.6% YoY Growth
Days on Market
72
11.0% Longer YoY
Home Price Forecast
1.0%
Median Rent
$1,600
13.9% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$575
11.7% YoY Growth
3-Bed Rent
$1,700
16.7% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Humboldt, TN

As of May '26, the median home price in Humboldt, TN is $186,000, with a year-over-year change of 1.9%. This indicates that home prices in Humboldt, TN are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$186,0001.9%
Single Family $186,0002.2%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$217,0000.5%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    6.1%
    2 Bedrooms
    24.8%
    3 Bedrooms
    51.0%
    4 Bedrooms
    12.5%
    5+ Bedrooms
    4.9%

    Rental Trends — Humboldt, TN

    As of July '25, Rentcast reports the average rent in Humboldt, TN is $1,390, with a year-over-year rent change of 13.9%. Per bedroom, the median rent as of July '25 in Humboldt, TN is 2-bedrooms: $662, 3-bedrooms: $1,500, 4-bedrooms: $1,690. The most common rental property sizes in Humboldt, TN are 2-bedroom and 3-bedroom, accounting for 42.2% and 37.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,600$1,390
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $575$662
    3 Bed Rent $1,700$1,500
    4 Bed Rent $1,600$1,690
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    % of Rental Stock

    Studio
    0.6%
    1 Bedroom
    14.6%
    2 Bedrooms
    42.2%
    3 Bedrooms
    37.4%
    4 Bedrooms
    4.2%
    5+ Bedrooms
    1.0%

    Property Listings — Humboldt, TN

    As of May '26, Realtor.com reports that the median days on market for a home in Humboldt, TN is 72. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$277,0007.0%
    Listing Count
    		8625.0%
    Listings as % of Homes0.6%25.0%
    Days on Market
    		7211.0%
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    Demographics — Humboldt, TN

    As of the latest ACS Survey released in 2023, Humboldt, TN has a population of 15,700, which has increased by 1.5% over the past 5 years. Humboldt, TN is a moderately popular place for families, as children make up 21.1% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		15,7001.5%
    % Under 18
    		21.1%-10.6%
    % Seniors
    		22.2%6.7%
    % WFH
    		6.6%266.7%
    % w/ College Degree
    		20.3%15.3%
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    As of the latest ACS Survey released in 2023, Humboldt, TN is a predominantly white area, with 65.2% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Humboldt, TN is black, making up 23.1% of the population. Foreign-born residents account for 3.3% of the population in Humboldt, TN, and this percentage has increased by 65.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		65.2%-1.8%
    % Black
    		23.1%-20.9%
    % Hispanic
    		5.5%66.7%
    % Asian
    		0.2%0.0%
    % Foreign Born
    		3.3%65.0%
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    Mortgage and Risk — Humboldt, TN

    According to HUD data as of 2023, there were 273 mortgage originations in Humboldt, TN, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Humboldt, TN. Investor activity is low, as 7.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		273
    % Conventional Loans
    		70.0%
    % Government Loans
    		30.0%
    % Investor Loans
    		7.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Humboldt, TN

    Humboldt, TN lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		319
    Total Units Section 8
    		63
    % Rentals under Section 8
    		2.7%
    % Occupied Section 8
    		90.9%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$780
    2 Bedroom$455$575$1,030
    3 Bedroom-$290$1,700$1,410
    4 Bedroom-$110$1,600$1,490

    Affordability — Humboldt, TN

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.2
    Median Home Price$186,000
    Median Household Income$53,400

    Humboldt, TN — ZIP Code Boundary Map

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    Frequently Asked Questions