Indian Springs, MS—38846

As of Aug '25, the median home price in Indian Springs, MS is NA, with a year-over-year change of NA. This indicates that home prices in Indian Springs, MS are insufficient data to determine a trend. According to Zillow, the 1-year price projection is NA, suggesting an uncertain housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Indian Springs, MS is 64. This is an increase of 27.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 67.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Indian Springs, MS in that year was 38. 71.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 67.0%. Of those, 42.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Indian Springs, MS. Investor activity in Indian Springs, MS is low, as 0.0% of all loans are originated by investors. In 2023, 5.0% of all loans were cash-out refinances, suggesting few homeowners are actively tapping their home's equity.