Winona, MS—38967
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Winona, MS
Home Price Trends — Winona, MS
Winona, MS lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $116,000 | 2.2% |
| Single Family | $116,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $80,000 | 5.3% |
3 Bed | $121,000 | 4.3% |
4 Bed | $208,000 | 8.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Winona, MS
As of July '25, Rentcast reports the average rent in Winona, MS is $900, with a year-over-year rent change of -10.0%. Per bedroom, the median rent as of July '25 in Winona, MS is 4-bedrooms: $900. The most common rental property sizes in Winona, MS are 3-bedroom and 2-bedroom, accounting for 34.4% and 29.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $900 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $900 | $900 |
% of Rental Stock
Property Listings — Winona, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Winona, MS is 78. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $142,000 | 0.0% |
Listing Count | 24 | -23.0% |
| Listings as % of Homes | 0.4% | -23.0% |
Days on Market | 78 | 17.0% |
Demographics — Winona, MS
As of the latest ACS Survey released in 2023, Winona, MS has a population of 7,050, which has decreased by -6.2% over the past 5 years. Winona, MS is a popular place for families, as children make up 25.4% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,050 | -6.2% |
% Under 18 | 25.4% | -0.8% |
% Seniors | 21.6% | 4.3% |
% WFH | 7.1% | 69.0% |
% w/ College Degree | 22.7% | 5.6% |
As of the latest ACS Survey released in 2023, Winona, MS is a predominantly white area, with 53.3% of the population identifying as white. The white population has grown by 8.1% in the last 5 years. The second most common race or ethnicity in Winona, MS is black, making up 45.8% of the population. Foreign-born residents account for 0.5% of the population in Winona, MS, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.3% | 8.1% |
% Black | 45.8% | 0.0% |
% Hispanic | 0.1% | -50.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.5% | -16.7% |
Mortgage and Risk — Winona, MS
According to HUD data as of 2023, there were 30 mortgage originations in Winona, MS, of which 30.0% of loans were conventional mortgages. The average loan-to-value was 89.0%, with 77.0% above 90% LTV (very high). This implies large mortgage risk in Winona, MS. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 30 |
% Conventional Loans | 30.0% |
% Government Loans | 70.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Winona, MS
Winona, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 209 |
Total Units Section 8 | 56 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 70.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,240 |
| 4 Bedroom | $410 | $900 | $1,310 |
Affordability — Winona, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $116,000 |
| Median Household Income | $39,600 |