Louin, MS—39338
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Louin, MS
Home Price Trends — Louin, MS
As of Oct '25, the median home price in Louin, MS is $133,000, with a year-over-year change of -0.8%. This indicates that home prices in Louin, MS are flat. According to Zillow, the 1-year price projection is -3.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $133,000 | -0.8% |
| Single Family | $133,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Louin, MS
Louin, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Louin, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Louin, MS is 129. This is a decrease of -34.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $454,000 | 192.0% |
Listing Count | 9 | 333.0% |
| Listings as % of Homes | 0.2% | 333.0% |
Days on Market | 129 | -34.0% |
Demographics — Louin, MS
As of the latest ACS Survey released in 2023, Louin, MS has a population of 3,860, which has remained stable by 0.6% over the past 5 years. Louin, MS is a moderately popular place for families, as children make up 23.6% of the population. The area has a poorly educated workforce, with 10.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,860 | 0.6% |
% Under 18 | 23.6% | -12.3% |
% Seniors | 22.6% | 39.5% |
% WFH | 1.8% | -14.3% |
% w/ College Degree | 10.2% | -17.1% |
As of the latest ACS Survey released in 2023, Louin, MS is a predominantly black area, with 53.6% of the population identifying as black. The black population has shrunk by 18.8% in the last 5 years. The second most common race or ethnicity in Louin, MS is white, making up 43.2% of the population. Foreign-born residents account for 0.1% of the population in Louin, MS, and this percentage has decreased by 66.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 43.2% | 30.5% |
% Black | 53.6% | -18.8% |
% Hispanic | 0.0% | N/A |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.1% | -66.7% |
Mortgage and Risk — Louin, MS
According to HUD data as of 2023, there were 30 mortgage originations in Louin, MS, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Louin, MS. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 30 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Louin, MS
Louin, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Louin, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $133,000 |
| Median Household Income | $37,500 |