Columbia, MS—39429
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Columbia, MS
Columbia, MS lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $131,000 | -0.4% |
| Single Family | $131,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $152,000 | 0.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Columbia, MS
As of July '25, Rentcast reports the average rent in Columbia, MS is $640, with a year-over-year rent change of -45.8%. Per bedroom, the median rent as of July '25 in Columbia, MS is 1-bedrooms: $640. The most common rental property sizes in Columbia, MS are 3-bedroom and 1-bedroom, accounting for 42.3% and 25.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $640 | $640 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $640 | $640 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Columbia, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Columbia, MS is 77. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $192,000 | 21.0% |
Listing Count | 65 | 18.0% |
| Listings as % of Homes | 0.6% | 18.0% |
Days on Market | 77 | 5.0% |
Demographics — Columbia, MS
As of the latest ACS Survey released in 2023, Columbia, MS has a population of 16,600, which has remained stable by 0.9% over the past 5 years. Columbia, MS is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 13.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,600 | 0.9% |
% Under 18 | 24.4% | 9.9% |
% Seniors | 17.3% | -6.0% |
% WFH | 6.4% | 204.8% |
% w/ College Degree | 13.3% | 6.4% |
As of the latest ACS Survey released in 2023, Columbia, MS is a predominantly white area, with 62.2% of the population identifying as white. The white population has grown by 3.5% in the last 5 years. The second most common race or ethnicity in Columbia, MS is black, making up 33.9% of the population. Foreign-born residents account for 0.9% of the population in Columbia, MS, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 62.2% | 3.5% |
% Black | 33.9% | -7.4% |
% Hispanic | 1.1% | -45.0% |
% Asian | 0.1% | -90.0% |
% Foreign Born | 0.9% | -50.0% |
Mortgage and Risk — Columbia, MS
According to HUD data as of 2023, there were 232 mortgage originations in Columbia, MS, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Columbia, MS. Investor activity is low, as 9.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 232 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 9.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Columbia, MS
Columbia, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 217 |
Total Units Section 8 | 217 |
% Rentals under Section 8 | 14.1% |
% Occupied Section 8 | 83.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $180 | $640 | $820 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Columbia, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $131,000 |
| Median Household Income | $43,000 |