Payneville, KY—40157
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Payneville, KY
As of Oct '25, the median home price in Payneville, KY is $236,000, with a year-over-year change of 14.2%. This indicates that home prices in Payneville, KY are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $236,000 | 14.2% |
| Single Family | $236,000 | 14.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Payneville, KY
As of July '25, Rentcast reports the average rent in Payneville, KY is $895, with a year-over-year rent change of -36.1%. Per bedroom, the median rent as of July '25 in Payneville, KY is 2-bedrooms: $895. The most common rental property sizes in Payneville, KY are 3-bedroom and 1-bedroom, accounting for 44.1% and 29.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $895 | $895 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $895 | $895 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Payneville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Payneville, KY is 30. This is a decrease of -33.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $295,000 | -2.0% |
Listing Count | 3 | 10.0% |
| Listings as % of Homes | 1.4% | 10.0% |
Days on Market | 30 | -33.0% |
Demographics — Payneville, KY
As of the latest ACS Survey released in 2023, Payneville, KY has a population of 845, which has decreased by -5.4% over the past 5 years. Payneville, KY is a moderately popular place for families, as children make up 16.4% of the population. The area has a poorly educated workforce, with 16.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 845 | -5.4% |
% Under 18 | 16.4% | -44.4% |
% Seniors | 22.1% | 225.0% |
% WFH | 2.0% | ∞% |
% w/ College Degree | 16.7% | 5.7% |
As of the latest ACS Survey released in 2023, Payneville, KY is a predominantly white area, with 96.9% of the population identifying as white. The white population has grown by 15.4% in the last 5 years. The second most common race or ethnicity in Payneville, KY is hispanic, making up 1.5% of the population. Foreign-born residents account for 0.8% of the population in Payneville, KY, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.9% | 15.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.5% | -90.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.8% | ∞% |
Mortgage and Risk — Payneville, KY
Payneville, KY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Payneville, KY
Payneville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $870 |
| 2 Bedroom | $245 | $895 | $1,140 |
| 3 Bedroom | N/A | N/A | $1,590 |
| 4 Bedroom | N/A | N/A | $1,930 |
Affordability — Payneville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $236,000 |
| Median Household Income | $55,900 |