Hebron, KY—41048
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hebron, KY
As of Oct '25, the median home price in Hebron, KY is $365,000, with a year-over-year change of 3.2%. This indicates that home prices in Hebron, KY are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $365,000 | 3.2% |
| Single Family | $369,000 | 3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $249,000 | 1.2% |
3 Bed | $305,000 | 2.3% |
4 Bed | $430,000 | 3.9% |
| 5 Bed | $537,000 | 3.1% |
% of Housing Stock
Rental Trends — Hebron, KY
As of July '25, Rentcast reports the average rent in Hebron, KY is $2,740, with a year-over-year rent change of 22.3%. Per bedroom, the median rent as of July '25 in Hebron, KY is 1-bedrooms: $1,180, 3-bedrooms: $2,330, 4-bedrooms: $3,770. The most common rental property sizes in Hebron, KY are 3-bedroom and 2-bedroom, accounting for 38.5% and 31.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,370 | $2,740 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,050 | $1,180 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,320 | $2,330 |
| 4 Bed Rent | $3,000 | $3,770 |
% of Rental Stock
Property Listings — Hebron, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Hebron, KY is 48. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $506,000 | 4.0% |
Listing Count | 71 | -6.0% |
| Listings as % of Homes | 1.0% | -6.0% |
Days on Market | 48 | -5.0% |
Demographics — Hebron, KY
As of the latest ACS Survey released in 2023, Hebron, KY has a population of 16,300, which has increased by 4.5% over the past 5 years. Hebron, KY is a popular place for families, as children make up 27.2% of the population. The area has a moderately educated workforce, with 42.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,300 | 4.5% |
% Under 18 | 27.2% | -13.1% |
% Seniors | 9.2% | 26.0% |
% WFH | 11.3% | 121.6% |
% w/ College Degree | 42.5% | 2.4% |
As of the latest ACS Survey released in 2023, Hebron, KY is a predominantly white area, with 85.6% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Hebron, KY is hispanic, making up 6.7% of the population. Foreign-born residents account for 5.6% of the population in Hebron, KY, and this percentage has increased by 69.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.6% | -3.3% |
% Black | 1.8% | -5.3% |
% Hispanic | 6.7% | 81.1% |
% Asian | 2.0% | 53.8% |
% Foreign Born | 5.6% | 69.7% |
Mortgage and Risk — Hebron, KY
According to HUD data as of 2023, there were 482 mortgage originations in Hebron, KY, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Hebron, KY. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 482 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Hebron, KY
Hebron, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 217 |
Total Units Section 8 | 217 |
% Rentals under Section 8 | 27.8% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $240 | $1,050 | $1,290 |
| 2 Bedroom | N/A | N/A | $1,670 |
| 3 Bedroom | -$110 | $2,320 | $2,210 |
| 4 Bedroom | -$550 | $3,000 | $2,450 |
Affordability — Hebron, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $365,000 |
| Median Household Income | $129,000 |