Walton, KY—41094
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Walton, KY
As of Oct '25, the median home price in Walton, KY is $340,000, with a year-over-year change of 3.9%. This indicates that home prices in Walton, KY are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $340,000 | 3.9% |
| Single Family | $347,000 | 4.2% |
| Condos | $262,000 | 1.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $227,000 | 2.7% |
3 Bed | $319,000 | 4.2% |
4 Bed | $405,000 | 4.7% |
| 5 Bed | $473,000 | 4.2% |
% of Housing Stock
Rental Trends — Walton, KY
As of July '25, Rentcast reports the average rent in Walton, KY is $1,450, with a year-over-year rent change of -4.6%. Per bedroom, the median rent as of July '25 in Walton, KY is 1-bedrooms: $946, 2-bedrooms: $1,370, 3-bedrooms: $1,820, 4-bedrooms: $2,180. The most common rental property sizes in Walton, KY are 2-bedroom and 3-bedroom, accounting for 34.3% and 30.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,110 | $1,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $935 | $946 |
| 2 Bed Rent | $1,110 | $1,370 |
| 3 Bed Rent | $1,700 | $1,820 |
| 4 Bed Rent | $2,180 | $2,180 |
% of Rental Stock
Property Listings — Walton, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Walton, KY is 71. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $279,000 | -9.0% |
Listing Count | 61 | 1.0% |
| Listings as % of Homes | 0.8% | 1.0% |
Days on Market | 71 | 24.0% |
Demographics — Walton, KY
As of the latest ACS Survey released in 2023, Walton, KY has a population of 14,800, which has decreased by -6.2% over the past 5 years. Walton, KY is a popular place for families, as children make up 31.4% of the population. The area has a moderately educated workforce, with 30.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,800 | -6.2% |
% Under 18 | 31.4% | 5.7% |
% Seniors | 13.6% | 25.9% |
% WFH | 9.0% | 114.3% |
% w/ College Degree | 30.6% | 4.1% |
As of the latest ACS Survey released in 2023, Walton, KY is a predominantly white area, with 89.3% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Walton, KY is hispanic, making up 3.7% of the population. Foreign-born residents account for 3.4% of the population in Walton, KY, and this percentage has decreased by 19.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.3% | -2.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.7% | -33.9% |
% Asian | 0.7% | -22.2% |
% Foreign Born | 3.4% | -19.0% |
Mortgage and Risk — Walton, KY
According to HUD data as of 2023, there were 342 mortgage originations in Walton, KY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Walton, KY. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 342 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Walton, KY
As of 2024, the percent of homes in Walton, KY under the Section 8 program is 19.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Walton, KY, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 186 |
Total Units Section 8 | 186 |
% Rentals under Section 8 | 19.1% |
% Occupied Section 8 | 87.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $145 | $935 | $1,080 |
| 2 Bedroom | $290 | $1,110 | $1,400 |
| 3 Bedroom | $160 | $1,700 | $1,860 |
| 4 Bedroom | -$130 | $2,180 | $2,050 |
Affordability — Walton, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $340,000 |
| Median Household Income | $91,700 |