Garrison, KY—41141
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Garrison, KY
Home Price Trends — Garrison, KY
Garrison, KY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $109,000 | 0.1% |
| Single Family | $110,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $99,000 | 7.6% |
3 Bed | $147,000 | 9.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Garrison, KY
Garrison, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Garrison, KY
As of Nov '25, Realtor.com reports that the median days on market for a home in Garrison, KY is 78. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $184,000 | -5.0% |
Listing Count | 5 | 62.0% |
| Listings as % of Homes | 0.1% | 62.0% |
Days on Market | 78 | -26.0% |
Demographics — Garrison, KY
As of the latest ACS Survey released in 2023, Garrison, KY has a population of 2,520, which has increased by 41.6% over the past 5 years. Garrison, KY is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 9.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,520 | 41.6% |
% Under 18 | 21.7% | -0.9% |
% Seniors | 19.0% | 13.8% |
% WFH | 2.6% | 18.2% |
% w/ College Degree | 9.2% | -38.7% |
Garrison, KY lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 99.6% | 1.8% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | N/A |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Garrison, KY
According to HUD data as of 2023, there were 45 mortgage originations in Garrison, KY, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Garrison, KY. Investor activity is low, as 4.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 45 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Rentals and Section 8 — Garrison, KY
Garrison, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Garrison, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $109,000 |
| Median Household Income | $36,800 |