Mammoth Cave, KY—42259
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mammoth Cave, KY
As of Nov '25, the median home price in Mammoth Cave, KY is $199,000, with a year-over-year change of -11.4%. This indicates that home prices in Mammoth Cave, KY are decreasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $199,000 | -11.4% |
| Single Family | $199,000 | -13.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $166,000 | 0.0% |
3 Bed | $242,000 | 4.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mammoth Cave, KY
Mammoth Cave, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,380 | $1,380 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,380 | $1,380 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mammoth Cave, KY
As of Nov '25, Realtor.com reports that the median days on market for a home in Mammoth Cave, KY is 54. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $250,000 | -10.0% |
Listing Count | 10 | -10.0% |
| Listings as % of Homes | 0.1% | -10.0% |
Days on Market | 54 | -12.0% |
Demographics — Mammoth Cave, KY
As of the latest ACS Survey released in 2023, Mammoth Cave, KY has a population of 1,110, which has decreased by -11.5% over the past 5 years. Mammoth Cave, KY is a less popular place for families, as children make up 9.2% of the population. The area has a poorly educated workforce, with 8.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,110 | -11.5% |
% Under 18 | 9.2% | -16.4% |
% Seniors | 35.9% | 98.3% |
% WFH | 8.3% | 48.2% |
% w/ College Degree | 8.5% | -44.4% |
As of the latest ACS Survey released in 2023, Mammoth Cave, KY is a predominantly white area, with 95.2% of the population identifying as white. The white population has grown by 16.4% in the last 5 years. The second most common race or ethnicity in Mammoth Cave, KY is black, making up 3.3% of the population. Foreign-born residents account for 1.8% of the population in Mammoth Cave, KY, and this percentage has increased by 350.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.2% | 16.4% |
% Black | 3.3% | -68.9% |
% Hispanic | 0.7% | -75.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.8% | 350.0% |
Mortgage and Risk — Mammoth Cave, KY
According to HUD data as of 2023, there were 47 mortgage originations in Mammoth Cave, KY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Mammoth Cave, KY. Investor activity is low, as 11.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 11.0% |
% Second Loans | 30.0% |
% Cash Out Refinance | 9.0% |
Rentals and Section 8 — Mammoth Cave, KY
Mammoth Cave, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 5.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $910 |
| 2 Bedroom | N/A | N/A | $1,070 |
| 3 Bedroom | -$90 | $1,380 | $1,290 |
| 4 Bedroom | N/A | N/A | $1,640 |
Affordability — Mammoth Cave, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.1 |
| Median Home Price | $199,000 |
| Median Household Income | $37,400 |