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Pembroke, KY—42266

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$272,000
6.1% YoY Growth
Household Income
$68,100
8.7% YoY Growth
Days on Market
50
69.0% Longer YoY
Home Price Forecast
2.6%
Median Rent
$625
15.7% YoY Growth
1-Bed Rent
$525
25.8% YoY Growth
2-Bed Rent
$625
15.6% YoY Growth
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Pembroke, KY

As of Dec '25, the median home price in Pembroke, KY is $272,000, with a year-over-year change of 6.1%. This indicates that home prices in Pembroke, KY are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$272,0006.1%
Single Family $272,0006.2%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$165,0007.8%
    3 Bed
    		$270,0004.7%
    4 Bed
    		$352,0004.8%
    5 Bed N/AN/A
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    % of Housing Stock

    1 Bedroom
    3.3%
    2 Bedrooms
    19.3%
    3 Bedrooms
    56.3%
    4 Bedrooms
    14.1%
    5+ Bedrooms
    6.9%

    Rental Trends — Pembroke, KY

    As of July '25, Rentcast reports the average rent in Pembroke, KY is $618, with a year-over-year rent change of -15.7%. Per bedroom, the median rent as of July '25 in Pembroke, KY is 1-bedrooms: $525, 2-bedrooms: $633. The most common rental property sizes in Pembroke, KY are 3-bedroom and 2-bedroom, accounting for 46.4% and 42.9% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$625$618
    Studio Rent N/AN/A
    1 Bed Rent $525$525
    2 Bed Rent $625$633
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    8.0%
    2 Bedrooms
    42.9%
    3 Bedrooms
    46.4%
    4 Bedrooms
    2.7%

    Property Listings — Pembroke, KY

    As of Dec '25, Realtor.com reports that the median days on market for a home in Pembroke, KY is 59. This is a increase of 174.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$329,00046.0%
    Listing Count
    		620.0%
    Listings as % of Homes0.4%20.0%
    Days on Market
    		5069.0%
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    Demographics — Pembroke, KY

    As of the latest ACS Survey released in 2023, Pembroke, KY has a population of 3,200, which has increased by 49.8% over the past 5 years. Pembroke, KY is a popular place for families, as children make up 34.4% of the population. The area has a poorly educated workforce, with 20.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,20049.8%
    % Under 18
    		34.4%25.1%
    % Seniors
    		13.7%-14.9%
    % WFH
    		10.9%26.7%
    % w/ College Degree
    		20.8%49.6%
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    As of the latest ACS Survey released in 2023, Pembroke, KY is a predominantly white area, with 72.7% of the population identifying as white. The white population has shrunk by 17.1% in the last 5 years. The second most common race or ethnicity in Pembroke, KY is hispanic, making up 11.6% of the population. Foreign-born residents account for 1.0% of the population in Pembroke, KY, and this percentage has decreased by 23.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		72.7%-17.1%
    % Black
    		10.4%-11.9%
    % Hispanic
    		11.6%728.6%
    % Asian
    		1.7%∞%
    % Foreign Born
    		1.0%-23.1%
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    Mortgage and Risk — Pembroke, KY

    According to HUD data as of 2023, there were 46 mortgage originations in Pembroke, KY, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Pembroke, KY. Investor activity is low, as 15.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		46
    % Conventional Loans
    		67.0%
    % Government Loans
    		33.0%
    % Investor Loans
    		15.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		13.0%
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    Rentals and Section 8 — Pembroke, KY

    Pembroke, KY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		7
    Total Units Section 8
    		7
    % Rentals under Section 8
    		2.3%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$355$525$880
    2 Bedroom$505$625$1,130
    3 BedroomN/AN/A$1,580
    4 BedroomN/AN/A$1,910

    Affordability — Pembroke, KY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.5
    Median Home Price$272,000
    Median Household Income$68,100

    Pembroke, KY — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    42262

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    42240

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    42223

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    37040

    Frequently Asked Questions