Eubank, KY—42567
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Eubank, KY
As of Oct '25, the median home price in Eubank, KY is $158,000, with a year-over-year change of 0.7%. This indicates that home prices in Eubank, KY are flat. According to Zillow, the 1-year price projection is -2.8%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $158,000 | 0.7% |
| Single Family | $158,000 | 0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $212,000 | 6.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Eubank, KY
Eubank, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Eubank, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Eubank, KY is 48. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $200,000 | 12.0% |
Listing Count | 16 | 0.0% |
| Listings as % of Homes | 0.4% | 0.0% |
Days on Market | 48 | 11.0% |
Demographics — Eubank, KY
As of the latest ACS Survey released in 2023, Eubank, KY has a population of 5,150, which has decreased by -13.7% over the past 5 years. Eubank, KY is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 14.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,150 | -13.7% |
% Under 18 | 22.5% | -5.1% |
% Seniors | 17.7% | 6.6% |
% WFH | 4.9% | 172.2% |
% w/ College Degree | 14.7% | 69.0% |
As of the latest ACS Survey released in 2023, Eubank, KY is a predominantly white area, with 92.3% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Eubank, KY is hispanic, making up 3.0% of the population. Foreign-born residents account for 1.5% of the population in Eubank, KY, and this percentage has increased by 114.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | -3.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.0% | 328.6% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.5% | 114.3% |
Mortgage and Risk — Eubank, KY
According to HUD data as of 2023, there were 37 mortgage originations in Eubank, KY, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Eubank, KY. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 37 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Eubank, KY
Eubank, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 75.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | N/A | N/A | $1,260 |
| 4 Bedroom | N/A | N/A | $1,600 |
Affordability — Eubank, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $158,000 |
| Median Household Income | $48,600 |