Greensburg, KY—42743
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Greensburg, KY
As of Oct '25, the median home price in Greensburg, KY is $172,000, with a year-over-year change of 6.7%. This indicates that home prices in Greensburg, KY are increasing. According to Zillow, the 1-year price projection is 3.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $172,000 | 6.7% |
| Single Family | $172,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $120,000 | 0.8% |
3 Bed | $177,000 | 7.3% |
4 Bed | $223,000 | 7.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Greensburg, KY
Greensburg, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Greensburg, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Greensburg, KY is 48. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $199,000 | -28.0% |
Listing Count | 38 | 17.0% |
| Listings as % of Homes | 0.6% | 17.0% |
Days on Market | 48 | -4.0% |
Demographics — Greensburg, KY
As of the latest ACS Survey released in 2023, Greensburg, KY has a population of 9,010, which has decreased by -1.5% over the past 5 years. Greensburg, KY is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,010 | -1.5% |
% Under 18 | 20.9% | -0.5% |
% Seniors | 23.4% | 20.0% |
% WFH | 4.1% | -14.6% |
% w/ College Degree | 17.6% | 53.0% |
As of the latest ACS Survey released in 2023, Greensburg, KY is a predominantly white area, with 92.4% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Greensburg, KY is hispanic, making up 2.9% of the population. Foreign-born residents account for 0.1% of the population in Greensburg, KY, and this percentage has decreased by 87.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.4% | -1.3% |
% Black | 1.5% | 7.1% |
% Hispanic | 2.9% | 383.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | -87.5% |
Mortgage and Risk — Greensburg, KY
According to HUD data as of 2023, there were 149 mortgage originations in Greensburg, KY, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Greensburg, KY. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 149 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Greensburg, KY
Greensburg, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 266 |
Total Units Section 8 | 266 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,210 |
Affordability — Greensburg, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $172,000 |
| Median Household Income | $44,400 |