Upton, KY—42784
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Upton, KY
As of Oct '25, the median home price in Upton, KY is $198,000, with a year-over-year change of 7.1%. This indicates that home prices in Upton, KY are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $198,000 | 7.2% |
| Single Family | $198,000 | 5.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $160,000 | 8.1% |
3 Bed | $226,000 | 8.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Upton, KY
Upton, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Upton, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Upton, KY is 78. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $319,000 | 9.0% |
Listing Count | 9 | 83.0% |
| Listings as % of Homes | 0.3% | 83.0% |
Days on Market | 78 | -13.0% |
Demographics — Upton, KY
As of the latest ACS Survey released in 2023, Upton, KY has a population of 2,950, which has increased by 34.7% over the past 5 years. Upton, KY is a popular place for families, as children make up 25.2% of the population. The area has a poorly educated workforce, with 20.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,950 | 34.7% |
% Under 18 | 25.2% | 1.2% |
% Seniors | 17.0% | -3.4% |
% WFH | 10.0% | 6.4% |
% w/ College Degree | 20.8% | 96.2% |
As of the latest ACS Survey released in 2023, Upton, KY is a predominantly white area, with 93.2% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Upton, KY is hispanic, making up 2.2% of the population. Foreign-born residents account for 0.9% of the population in Upton, KY, and this percentage has increased by 80.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.2% | -2.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 2.2% | 83.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.9% | 80.0% |
Mortgage and Risk — Upton, KY
Upton, KY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Upton, KY
Upton, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $970 |
| 3 Bedroom | N/A | N/A | $1,310 |
| 4 Bedroom | N/A | N/A | $1,540 |
Affordability — Upton, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $198,000 |
| Median Household Income | $72,300 |