Ashley, OH—43003
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ashley, OH
As of Nov '25, the median home price in Ashley, OH is $262,000, with a year-over-year change of -0.5%. This indicates that home prices in Ashley, OH are flat. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $262,000 | -0.5% |
| Single Family | $263,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $201,000 | 1.5% |
3 Bed | $284,000 | 2.2% |
4 Bed | $340,000 | 4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ashley, OH
Ashley, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $670 | $670 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $670 | $670 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ashley, OH
As of Nov '25, Realtor.com reports that the median days on market for a home in Ashley, OH is 31. This is a increase of 118.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 57.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | -14.0% |
Listing Count | 7 | 29.0% |
| Listings as % of Homes | 0.4% | 29.0% |
Days on Market | 31 | 118.0% |
Demographics — Ashley, OH
As of the latest ACS Survey released in 2023, Ashley, OH has a population of 3,380, which has increased by 12.3% over the past 5 years. Ashley, OH is a moderately popular place for families, as children make up 18.7% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,380 | 12.3% |
% Under 18 | 18.7% | -18.3% |
% Seniors | 14.7% | 7.3% |
% WFH | 2.8% | -20.0% |
% w/ College Degree | 19.5% | 18.9% |
As of the latest ACS Survey released in 2023, Ashley, OH is a predominantly white area, with 95.2% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Ashley, OH is black, making up 1.0% of the population. Foreign-born residents account for 0.7% of the population in Ashley, OH, and this percentage has decreased by 46.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.2% | -0.3% |
% Black | 1.0% | ∞% |
% Hispanic | 0.7% | -77.4% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.7% | -46.2% |
Mortgage and Risk — Ashley, OH
According to HUD data as of 2023, there were 47 mortgage originations in Ashley, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Ashley, OH. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Rentals and Section 8 — Ashley, OH
Ashley, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $340 | $670 | $1,010 |
| 2 Bedroom | N/A | N/A | $1,220 |
| 3 Bedroom | N/A | N/A | $1,470 |
| 4 Bedroom | N/A | N/A | $1,640 |
Affordability — Ashley, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $262,000 |
| Median Household Income | $66,600 |