Gambier, OH—43022
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Gambier, OH
Home Price Trends — Gambier, OH
As of Oct '25, the median home price in Gambier, OH is $368,000, with a year-over-year change of 3.6%. This indicates that home prices in Gambier, OH are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $368,000 | 3.6% |
| Single Family | $368,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $316,000 | 4.6% |
3 Bed | $360,000 | 4.3% |
4 Bed | $439,000 | 3.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Gambier, OH
Gambier, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Gambier, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Gambier, OH is 134. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $428,000 | -51.0% |
Listing Count | 7 | 131.0% |
| Listings as % of Homes | 0.3% | 131.0% |
Days on Market | 134 | 20.0% |
Demographics — Gambier, OH
As of the latest ACS Survey released in 2023, Gambier, OH has a population of 3,620, which has decreased by -19.5% over the past 5 years. Gambier, OH is a less popular place for families, as children make up 12.5% of the population. The area has a highly educated workforce, with 49.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,620 | -19.5% |
% Under 18 | 12.5% | -15.0% |
% Seniors | 15.5% | 98.7% |
% WFH | 16.4% | 70.8% |
% w/ College Degree | 49.8% | 31.7% |
As of the latest ACS Survey released in 2023, Gambier, OH is a predominantly white area, with 90.2% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Gambier, OH is hispanic, making up 3.5% of the population. Foreign-born residents account for 4.3% of the population in Gambier, OH, and this percentage has increased by 207.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.2% | -0.1% |
% Black | 2.3% | -51.1% |
% Hispanic | 3.5% | 94.4% |
% Asian | 2.5% | 1,150.0% |
% Foreign Born | 4.3% | 207.1% |
Mortgage and Risk — Gambier, OH
According to HUD data as of 2023, there were 25 mortgage originations in Gambier, OH, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Gambier, OH. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 25 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Gambier, OH
Gambier, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 27 |
Total Units Section 8 | 27 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | N/A | N/A | $1,160 |
| 3 Bedroom | N/A | N/A | $1,520 |
| 4 Bedroom | N/A | N/A | $1,540 |
Affordability — Gambier, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $368,000 |
| Median Household Income | $87,700 |