Oak Park, OH43907

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$126,000
5.5% YoY Growth
Median Household Income
$45,800
12.0% 5-Year Growth
Days on Market
141
9.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$820
6.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$820
6.8% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Oak Park, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Oak Park, OH is 141. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$240,000-12.0%
Listing Count
1829.0%
Listings as % of Homes0.6%29.0%
Days on Market
1419.0%
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Demographics — Oak Park, OH

As of the latest ACS Survey released in 2023, Oak Park, OH has a population of 4,810, which has decreased by -16.4% over the past 5 years. Oak Park, OH is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 11.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,810-16.4%
% Under 18
20.9%17.4%
% Seniors
27.8%22.5%
% WFH
5.7%78.1%
% w/ College Degree
11.1%-2.6%
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As of the latest ACS Survey released in 2023, Oak Park, OH is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Oak Park, OH is black, making up 7.9% of the population. Foreign-born residents account for 0.5% of the population in Oak Park, OH, and this percentage has decreased by 44.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.8%-2.3%
% Black
7.9%36.2%
% Hispanic
0.4%33.3%
% Asian
0.0%-100.0%
% Foreign Born
0.5%-44.4%
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Mortgage and Risk — Oak Park, OH

According to HUD data as of 2023, there were 60 mortgage originations in Oak Park, OH, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Oak Park, OH. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
60
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
3.0%
% Second Loans
3.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Oak Park, OH

Oak Park, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
253
Total Units Section 8
253
% Rentals under Section 8
36.5%
% Occupied Section 8
60.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$670
2 Bedroom$60$820$880
3 BedroomN/AN/A$1,180
4 BedroomN/AN/A$1,180

Affordability — Oak Park, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$126,000
Median Household Income$45,800

Oak Park, OH — ZIP Code Boundary Map

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Frequently Asked Questions