Atwater, OH—44201
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Atwater, OH
As of Oct '25, the median home price in Atwater, OH is $286,000, with a year-over-year change of 4.5%. This indicates that home prices in Atwater, OH are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $286,000 | 4.5% |
| Single Family | $286,000 | 4.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $182,000 | 2.2% |
3 Bed | $292,000 | 4.3% |
4 Bed | $336,000 | 5.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Atwater, OH
As of July '25, Rentcast reports the average rent in Atwater, OH is $1,450, with a year-over-year rent change of -3.3%. Per bedroom, the median rent as of July '25 in Atwater, OH is 2-bedrooms: $1,500, 3-bedrooms: $1,400. The most common rental property sizes in Atwater, OH are 2-bedroom and 4-bedroom, accounting for 41.5% and 19.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | $1,400 | $1,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Atwater, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Atwater, OH is 40. This is a increase of 74.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $380,000 | 22.0% |
Listing Count | 21 | 68.0% |
| Listings as % of Homes | 0.5% | 68.0% |
Days on Market | 40 | 74.0% |
Demographics — Atwater, OH
As of the latest ACS Survey released in 2023, Atwater, OH has a population of 6,930, which has remained stable by -0.2% over the past 5 years. Atwater, OH is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 17.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,930 | -0.2% |
% Under 18 | 20.9% | 4.0% |
% Seniors | 17.1% | -2.8% |
% WFH | 7.3% | 329.4% |
% w/ College Degree | 17.4% | -16.3% |
As of the latest ACS Survey released in 2023, Atwater, OH is a predominantly white area, with 95.4% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Atwater, OH is hispanic, making up 0.7% of the population. Foreign-born residents account for 0.2% of the population in Atwater, OH, and this percentage has decreased by 87.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.4% | -1.0% |
% Black | 0.4% | 33.3% |
% Hispanic | 0.7% | -41.7% |
% Asian | 0.2% | -33.3% |
% Foreign Born | 0.2% | -87.5% |
Mortgage and Risk — Atwater, OH
According to HUD data as of 2023, there were 156 mortgage originations in Atwater, OH, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Atwater, OH. Investor activity is low, as 1.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 156 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Atwater, OH
Atwater, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 21 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 4.0% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $910 |
| 2 Bedroom | -$330 | $1,500 | $1,170 |
| 3 Bedroom | $50 | $1,400 | $1,450 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Atwater, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $286,000 |
| Median Household Income | $77,300 |