Lodi, OH—44254
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lodi, OH
As of Oct '25, the median home price in Lodi, OH is $245,000, with a year-over-year change of 3.2%. This indicates that home prices in Lodi, OH are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $245,000 | 3.2% |
| Single Family | $246,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $188,000 | 3.3% |
3 Bed | $248,000 | 2.9% |
4 Bed | $327,000 | 3.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lodi, OH
As of July '25, Rentcast reports the average rent in Lodi, OH is $858, with a year-over-year rent change of 5.0%. Per bedroom, the median rent as of July '25 in Lodi, OH is studios: $800, 1-bedrooms: $888. The most common rental property sizes in Lodi, OH are 2-bedroom and 3-bedroom, accounting for 31.7% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $875 | $858 |
| Studio Rent | $800 | $800 |
| 1 Bed Rent | $875 | $888 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lodi, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Lodi, OH is 46. This is a increase of 123.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $299,000 | -3.0% |
Listing Count | 15 | 13.0% |
| Listings as % of Homes | 0.5% | 13.0% |
Days on Market | 46 | 123.0% |
Demographics — Lodi, OH
As of the latest ACS Survey released in 2023, Lodi, OH has a population of 4,860, which has decreased by -2.1% over the past 5 years. Lodi, OH is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 10.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,860 | -2.1% |
% Under 18 | 20.9% | 10.0% |
% Seniors | 17.6% | -16.2% |
% WFH | 8.8% | 203.4% |
% w/ College Degree | 10.8% | -13.6% |
As of the latest ACS Survey released in 2023, Lodi, OH is a predominantly white area, with 92.9% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Lodi, OH is hispanic, making up 3.3% of the population. Foreign-born residents account for 2.3% of the population in Lodi, OH, and this percentage has increased by 109.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.9% | -4.2% |
% Black | 0.3% | ∞% |
% Hispanic | 3.3% | 50.0% |
% Asian | 1.8% | 800.0% |
% Foreign Born | 2.3% | 109.1% |
Mortgage and Risk — Lodi, OH
According to HUD data as of 2023, there were 107 mortgage originations in Lodi, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Lodi, OH. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 107 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Lodi, OH
Lodi, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 55 |
Total Units Section 8 | 55 |
% Rentals under Section 8 | 11.0% |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$15 | $875 | $860 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | N/A | N/A | $1,340 |
| 4 Bedroom | N/A | N/A | $1,430 |
Affordability — Lodi, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $245,000 |
| Median Household Income | $64,500 |