Kinsman, OH—44428
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kinsman, OH
As of Oct '25, the median home price in Kinsman, OH is $198,000, with a year-over-year change of 3.1%. This indicates that home prices in Kinsman, OH are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $198,000 | 3.1% |
| Single Family | $198,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $148,000 | 2.8% |
3 Bed | $211,000 | 5.0% |
4 Bed | $251,000 | 4.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kinsman, OH
Kinsman, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kinsman, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Kinsman, OH is 26. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $155,000 | 5.0% |
Listing Count | 9 | -10.0% |
| Listings as % of Homes | 0.3% | -10.0% |
Days on Market | 26 | -5.0% |
Demographics — Kinsman, OH
As of the latest ACS Survey released in 2023, Kinsman, OH has a population of 3,200, which has increased by 5.0% over the past 5 years. Kinsman, OH is a moderately popular place for families, as children make up 20.5% of the population. The area has a poorly educated workforce, with 14.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,200 | 5.0% |
% Under 18 | 20.5% | 8.5% |
% Seniors | 25.9% | -4.4% |
% WFH | 5.0% | -38.3% |
% w/ College Degree | 14.2% | 18.3% |
As of the latest ACS Survey released in 2023, Kinsman, OH is a predominantly white area, with 95.2% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Kinsman, OH is black, making up 0.7% of the population. Foreign-born residents account for 1.0% of the population in Kinsman, OH, and this percentage has increased by 66.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.2% | -1.9% |
% Black | 0.7% | 0.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.6% | 100.0% |
% Foreign Born | 1.0% | 66.7% |
Mortgage and Risk — Kinsman, OH
According to HUD data as of 2023, there were 38 mortgage originations in Kinsman, OH, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Kinsman, OH. Investor activity is low, as 8.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 38 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 8.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Kinsman, OH
Kinsman, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,170 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Kinsman, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $198,000 |
| Median Household Income | $53,300 |