Youngstown, OH44509

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$81,000
5.1% YoY Growth
Median Household Income
$36,500
32.5% 5-Year Growth
Days on Market
60
11.0% Longer than last year
Home Price Forecast
4.7%
Median Rent
$850
5.2% YoY Growth
1-Bed Rent
$750
15.4% YoY Growth
2-Bed Rent
$836
6.1% YoY Growth
3-Bed Rent
$945
1.9% YoY Growth

Other Zip Codes in Youngstown, OH

Property Listings — Youngstown, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Youngstown, OH is 60. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$107,00021.0%
Listing Count
6810.0%
Listings as % of Homes0.8%10.0%
Days on Market
6011.0%
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Demographics — Youngstown, OH

As of the latest ACS Survey released in 2023, Youngstown, OH has a population of 10,800, which has decreased by -9.5% over the past 5 years. Youngstown, OH is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 14.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,800-9.5%
% Under 18
23.1%-8.0%
% Seniors
18.3%13.7%
% WFH
9.3%389.5%
% w/ College Degree
14.5%36.8%
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As of the latest ACS Survey released in 2023, Youngstown, OH is a predominantly white area, with 58.3% of the population identifying as white. The white population has shrunk by 8.2% in the last 5 years. The second most common race or ethnicity in Youngstown, OH is black, making up 27.7% of the population. Foreign-born residents account for 2.9% of the population in Youngstown, OH, and this percentage has increased by 45.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.3%-8.2%
% Black
27.7%19.9%
% Hispanic
9.4%-4.1%
% Asian
0.1%-88.9%
% Foreign Born
2.9%45.0%
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Mortgage and Risk — Youngstown, OH

According to HUD data as of 2023, there were 141 mortgage originations in Youngstown, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Youngstown, OH. Investor activity is low, as 7.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
141
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
7.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Youngstown, OH

As of 2024, the percent of homes in Youngstown, OH under the Section 8 program is 33.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Youngstown, OH, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
696
Total Units Section 8
648
% Rentals under Section 8
33.3%
% Occupied Section 8
88.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$40$750$710
2 Bedroom$64$836$900
3 Bedroom$235$945$1,180
4 Bedroom-$130$1,380$1,250

Affordability — Youngstown, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.8
Median Home Price$81,000
Median Household Income$36,500

Youngstown, OH — ZIP Code Boundary Map

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Frequently Asked Questions