Trenton, OH45067

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$267,000
3.3% YoY Growth
Median Household Income
$88,700
24.5% 5-Year Growth
Days on Market
34
30.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$1,700
9.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,250
26.2% YoY Growth
3-Bed Rent
$1,700
0.6% YoY Growth

Property Listings — Trenton, OH

As of Aug '25 and according to Realtor.com, the median days on market for a home in Trenton, OH is 34. This is an increase of 30.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$335,00010.0%
Listing Count
55N/A
Listings as % of Homes0.4%N/A
Days on Market
3430.0%
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Demographics — Trenton, OH

MetricLatest CensusYoY % Change
Population
15,3002.4%
% Under 18
27.9%-0.4%
% Under 5N/AN/A
% Seniors
13.8%16.9%
% WFH
6.5%124.1%
% w/ College Degree
18.3%10.2%
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Race and Ethnicity

MetricLatest Census5-Year % Change
% White
95.7%1.7%
% Black
0.4%-81.0%
% Hispanic
1.6%-50.0%
% Asian
0.3%∞%
% Foreign Born
1.7%70.0%
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Mortgage and Risk — Trenton, OH

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Trenton, OH in that year was 345. 63.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 65.0%. Of those, 35.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Trenton, OH. Investor activity in Trenton, OH is low, as 1.0% of all loans are originated by investors. In 2023, 19.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.

Mortgages

MetricZip Code AverageMetro AverageState Average
Total Loan Originations
345N/AN/A
% Conventional Loans
63.0%N/AN/A
% Government Loans
37.0%N/AN/A
% Investor Loans
1.0%N/AN/A
% Second Loans
0.0%N/AN/A
% Cash Out Refinance
19.0%N/AN/A
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Rentals and Section 8 — Trenton, OH

As of 2024, the percent of homes in Trenton, OH under the Section 8 program is 6.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays homeowners more than the average rental market rate for various home sizes. For each bedroom size, the average difference between HUD payments and market rents is shown in the table below.

Section 8 Market Size

Total Units under HUD
106
Total Units Section 8
83
% Rentals under Section 8
6.1%
% Occupied Section 8
82.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,270
2 Bedroom$390$1,250$1,640
3 Bedroom$470$1,700$2,170
4 Bedroom$380$2,020$2,400

Affordability — Trenton, OH

Home Price to Income Ratio

MetricZip Code AverageMetro AverageState Average
Home Price to Income Ratio2.6N/AN/A
Median Home Price$267,000N/AN/A
Median Household Income$88,700N/AN/A

Trenton, OH — ZIP Code Boundary Map

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