West Milton, OH45383

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$230,000
4.3% YoY Growth
Median Household Income
$63,800
27.0% 5-Year Growth
Days on Market
47
5.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$995
13.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$995
13.5% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — West Milton, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in West Milton, OH is 47. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$259,000-13.0%
Listing Count
2516.0%
Listings as % of Homes0.4%16.0%
Days on Market
47-5.0%
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Demographics — West Milton, OH

As of the latest ACS Survey released in 2023, West Milton, OH has a population of 6,880, which has remained stable by -0.4% over the past 5 years. West Milton, OH is a moderately popular place for families, as children make up 23.8% of the population. The area has a poorly educated workforce, with 12.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,880-0.4%
% Under 18
23.8%22.1%
% Seniors
22.4%-2.6%
% WFH
7.5%31.6%
% w/ College Degree
12.7%-29.1%
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As of the latest ACS Survey released in 2023, West Milton, OH is a predominantly white area, with 94.6% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in West Milton, OH is hispanic, making up 1.0% of the population. Foreign-born residents account for 0.4% of the population in West Milton, OH, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.6%-4.3%
% Black
0.4%∞%
% Hispanic
1.0%400.0%
% Asian
0.4%∞%
% Foreign Born
0.4%0.0%
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Mortgage and Risk — West Milton, OH

According to HUD data as of 2023, there were 231 mortgage originations in West Milton, OH, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in West Milton, OH. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
231
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — West Milton, OH

West Milton, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
133
Total Units Section 8
133
% Rentals under Section 8
20.4%
% Occupied Section 8
92.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$740
2 Bedroom-$55$995$940
3 BedroomN/AN/A$1,210
4 BedroomN/AN/A$1,340

Affordability — West Milton, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$230,000
Median Household Income$63,800

West Milton, OH — ZIP Code Boundary Map

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Frequently Asked Questions