Bluffton, OH—45817
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bluffton, OH
As of Oct '25, the median home price in Bluffton, OH is $263,000, with a year-over-year change of 6.0%. This indicates that home prices in Bluffton, OH are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $263,000 | 6.0% |
| Single Family | $264,000 | 6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $196,000 | 8.3% |
3 Bed | $264,000 | 6.5% |
4 Bed | $311,000 | 6.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bluffton, OH
As of July '25, Rentcast reports the average rent in Bluffton, OH is $1,800, with a year-over-year rent change of 105.7%. Per bedroom, the median rent as of July '25 in Bluffton, OH is 3-bedrooms: $1,800. The most common rental property sizes in Bluffton, OH are 2-bedroom and 1-bedroom, accounting for 46.2% and 36.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bluffton, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Bluffton, OH is 38. This is a decrease of -34.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | 11.0% |
Listing Count | 17 | 83.0% |
| Listings as % of Homes | 0.1% | 83.0% |
Days on Market | 38 | -34.0% |
Demographics — Bluffton, OH
As of the latest ACS Survey released in 2023, Bluffton, OH has a population of 5,820, which has decreased by -15.6% over the past 5 years. Bluffton, OH is a moderately popular place for families, as children make up 22.1% of the population. The area has a moderately educated workforce, with 36.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,820 | -15.6% |
% Under 18 | 22.1% | 3.3% |
% Seniors | 25.2% | 22.9% |
% WFH | 10.8% | 111.8% |
% w/ College Degree | 36.3% | -1.1% |
As of the latest ACS Survey released in 2023, Bluffton, OH is a predominantly white area, with 91.7% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Bluffton, OH is asian, making up 2.2% of the population. Foreign-born residents account for 2.7% of the population in Bluffton, OH, and this percentage has increased by 200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.7% | -4.9% |
% Black | 1.6% | 100.0% |
% Hispanic | 1.1% | 120.0% |
% Asian | 2.2% | 450.0% |
% Foreign Born | 2.7% | 200.0% |
Mortgage and Risk — Bluffton, OH
According to HUD data as of 2023, there were 44 mortgage originations in Bluffton, OH, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Bluffton, OH. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Bluffton, OH
Bluffton, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 42 |
Total Units Section 8 | 41 |
% Rentals under Section 8 | 9.9% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $760 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | -$580 | $1,800 | $1,220 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Bluffton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $263,000 |
| Median Household Income | $82,800 |