Fort Recovery, OH—45846
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Recovery, OH
As of Oct '25, the median home price in Fort Recovery, OH is $334,000, with a year-over-year change of 8.8%. This indicates that home prices in Fort Recovery, OH are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $334,000 | 8.8% |
| Single Family | $337,000 | 8.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $238,000 | 5.3% |
3 Bed | $357,000 | 8.2% |
4 Bed | $374,000 | 10.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fort Recovery, OH
Fort Recovery, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fort Recovery, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Recovery, OH is 74. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $170,000 | -44.0% |
Listing Count | 3 | 83.0% |
| Listings as % of Homes | 0.1% | 83.0% |
Days on Market | 74 | 43.0% |
Demographics — Fort Recovery, OH
As of the latest ACS Survey released in 2023, Fort Recovery, OH has a population of 4,760, which has increased by 10.8% over the past 5 years. Fort Recovery, OH is a popular place for families, as children make up 27.9% of the population. The area has a poorly educated workforce, with 19.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,760 | 10.8% |
% Under 18 | 27.9% | -16.7% |
% Seniors | 18.1% | 56.0% |
% WFH | 3.7% | 68.2% |
% w/ College Degree | 19.9% | 30.1% |
As of the latest ACS Survey released in 2023, Fort Recovery, OH is a predominantly white area, with 96.6% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Fort Recovery, OH is black, making up 1.7% of the population. Foreign-born residents account for 0.2% of the population in Fort Recovery, OH, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.6% | 0.2% |
% Black | 1.7% | 1,600.0% |
% Hispanic | 1.3% | -45.8% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.2% | ∞% |
Mortgage and Risk — Fort Recovery, OH
According to HUD data as of 2023, there were 35 mortgage originations in Fort Recovery, OH, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Fort Recovery, OH. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Fort Recovery, OH
Fort Recovery, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,180 |
| 4 Bedroom | N/A | N/A | $1,180 |
Affordability — Fort Recovery, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $334,000 |
| Median Household Income | $92,300 |