Rockford, OH—45882
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rockford, OH
As of Oct '25, the median home price in Rockford, OH is $220,000, with a year-over-year change of 10.6%. This indicates that home prices in Rockford, OH are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $220,000 | 10.6% |
| Single Family | $220,000 | 9.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $166,000 | 9.2% |
3 Bed | $230,000 | 10.0% |
4 Bed | $249,000 | 11.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rockford, OH
As of July '25, Rentcast reports the average rent in Rockford, OH is $602, with a year-over-year rent change of 26.2%. Per bedroom, the median rent as of July '25 in Rockford, OH is 1-bedrooms: $602. The most common rental property sizes in Rockford, OH are 3-bedroom and 1-bedroom, accounting for 47.5% and 33.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $602 | $602 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $602 | $602 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rockford, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Rockford, OH is 118. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $262,000 | 9.0% |
Listing Count | 5 | -18.0% |
| Listings as % of Homes | 0.2% | -18.0% |
Days on Market | 118 | 40.0% |
Demographics — Rockford, OH
As of the latest ACS Survey released in 2023, Rockford, OH has a population of 2,720, which has decreased by -5.4% over the past 5 years. Rockford, OH is a moderately popular place for families, as children make up 21.6% of the population. The area has a poorly educated workforce, with 17.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,720 | -5.4% |
% Under 18 | 21.6% | -3.1% |
% Seniors | 20.3% | -16.1% |
% WFH | 4.6% | 27.8% |
% w/ College Degree | 17.9% | 4.1% |
As of the latest ACS Survey released in 2023, Rockford, OH is a predominantly white area, with 94.7% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Rockford, OH is hispanic, making up 1.5% of the population. Foreign-born residents account for 1.6% of the population in Rockford, OH, and this percentage has increased by 433.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.7% | -2.3% |
% Black | 0.2% | -81.8% |
% Hispanic | 1.5% | -21.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.6% | 433.3% |
Mortgage and Risk — Rockford, OH
According to HUD data as of 2023, there were 42 mortgage originations in Rockford, OH, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Rockford, OH. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 42 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Rockford, OH
Rockford, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $128 | $602 | $730 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,210 |
Affordability — Rockford, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $220,000 |
| Median Household Income | $71,900 |