Kirklin, IN—46050
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kirklin, IN
As of Oct '25, the median home price in Kirklin, IN is $253,000, with a year-over-year change of 5.3%. This indicates that home prices in Kirklin, IN are increasing. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $253,000 | 5.3% |
| Single Family | $254,000 | 5.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $186,000 | 8.8% |
3 Bed | $247,000 | 6.0% |
4 Bed | $330,000 | 6.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kirklin, IN
As of July '25, Rentcast reports the average rent in Kirklin, IN is $1,280, with a year-over-year rent change of 50.6%. Per bedroom, the median rent as of July '25 in Kirklin, IN is 1-bedrooms: $750, 3-bedrooms: $1,800. The most common rental property sizes in Kirklin, IN are 2-bedroom and 3-bedroom, accounting for 44.1% and 41.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $1,280 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $750 | $750 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kirklin, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Kirklin, IN is 91. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $180,000 | -37.0% |
Listing Count | 2 | -29.0% |
| Listings as % of Homes | 0.3% | -29.0% |
Days on Market | 91 | -4.0% |
Demographics — Kirklin, IN
As of the latest ACS Survey released in 2023, Kirklin, IN has a population of 2,030, which has decreased by -8.2% over the past 5 years. Kirklin, IN is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 16.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,030 | -8.2% |
% Under 18 | 24.1% | -16.6% |
% Seniors | 17.1% | 54.1% |
% WFH | 5.6% | 9.8% |
% w/ College Degree | 16.6% | -0.6% |
As of the latest ACS Survey released in 2023, Kirklin, IN is a predominantly white area, with 96.6% of the population identifying as white. The white population has grown by 1.7% in the last 5 years. The second most common race or ethnicity in Kirklin, IN is hispanic, making up 1.8% of the population. Foreign-born residents account for 1.5% of the population in Kirklin, IN, and this percentage has increased by 114.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.6% | 1.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.8% | -25.0% |
% Asian | 0.5% | -16.7% |
% Foreign Born | 1.5% | 114.3% |
Mortgage and Risk — Kirklin, IN
According to HUD data as of 2023, there were 72 mortgage originations in Kirklin, IN, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Kirklin, IN. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 72 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Kirklin, IN
Kirklin, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $290 | $750 | $1,040 |
| 2 Bedroom | N/A | N/A | $1,220 |
| 3 Bedroom | -$210 | $1,800 | $1,590 |
| 4 Bedroom | N/A | N/A | $1,920 |
Affordability — Kirklin, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $253,000 |
| Median Household Income | $75,000 |