Windfall, IN—46076
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windfall, IN
Windfall, IN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $198,000 | 6.9% |
| Single Family | $198,000 | 6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $135,000 | 8.9% |
3 Bed | $224,000 | 8.2% |
4 Bed | $258,000 | 4.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Windfall, IN
Windfall, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Windfall, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Windfall, IN is 128. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $102,000 | 24.0% |
Listing Count | 5 | 183.0% |
| Listings as % of Homes | 0.3% | 183.0% |
Days on Market | 128 | 16.0% |
Demographics — Windfall, IN
As of the latest ACS Survey released in 2023, Windfall, IN has a population of 1,750, which has increased by 22.6% over the past 5 years. Windfall, IN is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 22.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,750 | 22.6% |
% Under 18 | 23.3% | 80.6% |
% Seniors | 17.8% | -2.2% |
% WFH | 4.7% | 113.6% |
% w/ College Degree | 22.3% | 82.8% |
As of the latest ACS Survey released in 2023, Windfall, IN is a predominantly white area, with 85.7% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Windfall, IN is hispanic, making up 4.9% of the population. Foreign-born residents account for 0.0% of the population in Windfall, IN, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.7% | -3.5% |
% Black | 0.8% | ∞% |
% Hispanic | 4.9% | -53.3% |
% Asian | 0.7% | ∞% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Windfall, IN
According to HUD data as of 2023, there were 56 mortgage originations in Windfall, IN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Windfall, IN. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 56 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Windfall, IN
Windfall, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Windfall, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $198,000 |
| Median Household Income | $72,400 |