Jamestown, IN—46147
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jamestown, IN
As of Oct '25, the median home price in Jamestown, IN is $336,000, with a year-over-year change of 4.7%. This indicates that home prices in Jamestown, IN are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $336,000 | 4.7% |
| Single Family | $335,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $217,000 | 4.3% |
3 Bed | $333,000 | 5.0% |
4 Bed | $381,000 | 5.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Jamestown, IN
Jamestown, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $895 | $945 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $895 | $895 |
| 2 Bed Rent | $995 | $995 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Jamestown, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Jamestown, IN is 88. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $338,000 | -27.0% |
Listing Count | 14 | -5.0% |
| Listings as % of Homes | 1.0% | -5.0% |
Days on Market | 88 | -1.0% |
Demographics — Jamestown, IN
As of the latest ACS Survey released in 2023, Jamestown, IN has a population of 2,490, which has decreased by -20.4% over the past 5 years. Jamestown, IN is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,490 | -20.4% |
% Under 18 | 23.3% | -11.4% |
% Seniors | 13.9% | 15.8% |
% WFH | 13.5% | 150.0% |
% w/ College Degree | 22.7% | -17.8% |
As of the latest ACS Survey released in 2023, Jamestown, IN is a predominantly white area, with 91.2% of the population identifying as white. The white population has shrunk by 7.3% in the last 5 years. The second most common race or ethnicity in Jamestown, IN is black, making up 1.5% of the population. Foreign-born residents account for 1.9% of the population in Jamestown, IN, and this percentage has increased by 216.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.2% | -7.3% |
% Black | 1.5% | ∞% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.1% | -66.7% |
% Foreign Born | 1.9% | 216.7% |
Mortgage and Risk — Jamestown, IN
According to HUD data as of 2023, there were 217 mortgage originations in Jamestown, IN, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Jamestown, IN. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 217 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Jamestown, IN
Jamestown, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | 8.4% |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $145 | $895 | $1,040 |
| 2 Bedroom | $225 | $995 | $1,220 |
| 3 Bedroom | N/A | N/A | $1,590 |
| 4 Bedroom | N/A | N/A | $1,920 |
Affordability — Jamestown, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $336,000 |
| Median Household Income | $72,000 |