Whiteland, IN—46184
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whiteland, IN
As of Nov '25, the median home price in Whiteland, IN is $262,000, with a year-over-year change of 1.1%. This indicates that home prices in Whiteland, IN are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $262,000 | 1.1% |
| Single Family | $262,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $215,000 | 2.4% |
3 Bed | $242,000 | 1.3% |
4 Bed | $316,000 | 0.6% |
| 5 Bed | $406,448 | -0.3% |
% of Housing Stock
Rental Trends — Whiteland, IN
As of July '25, Rentcast reports the average rent in Whiteland, IN is $1,890, with a year-over-year rent change of 3.8%. Per bedroom, the median rent as of July '25 in Whiteland, IN is 3-bedrooms: $1,690, 4-bedrooms: $2,100. The most common rental property sizes in Whiteland, IN are 3-bedroom and 5+ bedroom, accounting for 71.0% and 18.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,890 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,650 | $1,690 |
| 4 Bed Rent | $2,200 | $2,100 |
% of Rental Stock
Property Listings — Whiteland, IN
As of Nov '25, Realtor.com reports that the median days on market for a home in Whiteland, IN is 44. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $277,000 | -8.0% |
Listing Count | 66 | -1.0% |
| Listings as % of Homes | 0.9% | -1.0% |
Days on Market | 44 | 13.0% |
Demographics — Whiteland, IN
As of the latest ACS Survey released in 2023, Whiteland, IN has a population of 13,500, which has remained stable by -0.3% over the past 5 years. Whiteland, IN is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 25.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,500 | -0.3% |
% Under 18 | 23.9% | -3.6% |
% Seniors | 13.7% | 30.5% |
% WFH | 13.7% | 470.8% |
% w/ College Degree | 25.4% | -5.9% |
As of the latest ACS Survey released in 2023, Whiteland, IN is a predominantly white area, with 86.2% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Whiteland, IN is hispanic, making up 5.7% of the population. Foreign-born residents account for 4.1% of the population in Whiteland, IN, and this percentage has increased by 272.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.2% | -7.7% |
% Black | 1.1% | -42.1% |
% Hispanic | 5.7% | 137.5% |
% Asian | 0.3% | -66.7% |
% Foreign Born | 4.1% | 272.7% |
Mortgage and Risk — Whiteland, IN
According to HUD data as of 2023, there were 312 mortgage originations in Whiteland, IN, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Whiteland, IN. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 312 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Rentals and Section 8 — Whiteland, IN
Whiteland, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 17 |
% Rentals under Section 8 | 2.3% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,600 |
| 2 Bedroom | N/A | N/A | $1,870 |
| 3 Bedroom | $780 | $1,650 | $2,430 |
| 4 Bedroom | $760 | $2,200 | $2,960 |
Affordability — Whiteland, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $262,000 |
| Median Household Income | $90,200 |