Saint John, IN—46373
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint John, IN
As of Nov '25, the median home price in Saint John, IN is $446,000, with a year-over-year change of 1.7%. This indicates that home prices in Saint John, IN are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $446,000 | 1.7% |
| Single Family | $449,000 | 1.8% |
| Condos | $275,000 | 4.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $316,000 | 2.3% |
3 Bed | $401,000 | 2.0% |
4 Bed | $509,000 | 1.6% |
| 5 Bed | $671,517 | 1.5% |
% of Housing Stock
Rental Trends — Saint John, IN
As of July '25, Rentcast reports the average rent in Saint John, IN is $3,160, with a year-over-year rent change of 5.3%. Per bedroom, the median rent as of July '25 in Saint John, IN is 3-bedrooms: $2,990, 4-bedrooms: $3,420. The most common rental property sizes in Saint John, IN are 3-bedroom and 2-bedroom, accounting for 41.5% and 36.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,100 | $3,160 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,800 | $2,990 |
| 4 Bed Rent | $3,400 | $3,420 |
% of Rental Stock
Property Listings — Saint John, IN
As of Nov '25, Realtor.com reports that the median days on market for a home in Saint John, IN is 63. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $578,000 | 3.0% |
Listing Count | 122 | 3.0% |
| Listings as % of Homes | 1.3% | 3.0% |
Days on Market | 63 | 11.0% |
Demographics — Saint John, IN
As of the latest ACS Survey released in 2023, Saint John, IN has a population of 18,500, which has increased by 19.6% over the past 5 years. Saint John, IN is a moderately popular place for families, as children make up 24.0% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,500 | 19.6% |
% Under 18 | 24.0% | -7.0% |
% Seniors | 19.3% | 20.6% |
% WFH | 12.0% | 185.7% |
% w/ College Degree | 42.3% | 11.0% |
As of the latest ACS Survey released in 2023, Saint John, IN is a predominantly white area, with 82.4% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Saint John, IN is hispanic, making up 9.2% of the population. Foreign-born residents account for 5.7% of the population in Saint John, IN, and this percentage has increased by 29.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.4% | -4.3% |
% Black | 2.5% | 108.3% |
% Hispanic | 9.2% | -2.1% |
% Asian | 1.5% | 66.7% |
% Foreign Born | 5.7% | 29.5% |
Mortgage and Risk — Saint John, IN
According to HUD data as of 2023, there were 372 mortgage originations in Saint John, IN, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Saint John, IN. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 372 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Rentals and Section 8 — Saint John, IN
Saint John, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,070 |
| 3 Bedroom | -$1,490 | $2,800 | $1,310 |
| 4 Bedroom | -$1,980 | $3,400 | $1,420 |
Affordability — Saint John, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $446,000 |
| Median Household Income | $123,000 |