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  4. /Goshen, IN - 46526

Goshen, IN—46526

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$269,000
4.5% YoY Growth
Household Income
$65,900
21.5% YoY Growth
Days on Market
22
31.0% Shorter YoY
Home Price Forecast
2.8%
Median Rent
$1,200
18.3% YoY Growth
1-Bed Rent
$1,020
63.0% YoY Growth
2-Bed Rent
$995
15.7% YoY Growth
3-Bed Rent
$1,400
10.4% YoY Growth

Other Zip Codes in Goshen, IN

46528
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Goshen, IN

As of May '26, the median home price in Goshen, IN is $269,000, with a year-over-year change of 4.5%. This indicates that home prices in Goshen, IN are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$269,0004.5%
Single Family $271,0004.6%
Condos $224,0002.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • $151,000
    6.3%
    2 Bed
    		$214,0004.9%
    3 Bed
    		$267,0004.3%
    4 Bed
    		$325,0005.9%
    5 Bed $427,7206.7%
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    % of Housing Stock

    Studio
    1.7%
    1 Bedroom
    10.8%
    2 Bedrooms
    23.8%
    3 Bedrooms
    45.3%
    4 Bedrooms
    13.9%
    5+ Bedrooms
    4.6%

    Rental Trends — Goshen, IN

    As of July '25, Rentcast reports the average rent in Goshen, IN is $1,230, with a year-over-year rent change of 18.3%. Per bedroom, the median rent as of July '25 in Goshen, IN is 1-bedrooms: $1,120, 2-bedrooms: $1,180, 3-bedrooms: $1,460, 4-bedrooms: $1,500. The most common rental property sizes in Goshen, IN are 2-bedroom and 3-bedroom, accounting for 39.3% and 29.6% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,200$1,230
    Studio Rent N/AN/A
    1 Bed Rent $1,020$1,120
    2 Bed Rent $995$1,180
    3 Bed Rent $1,400$1,460
    4 Bed Rent $1,500$1,500
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    % of Rental Stock

    Studio
    3.7%
    1 Bedroom
    24.6%
    2 Bedrooms
    39.3%
    3 Bedrooms
    29.6%
    4 Bedrooms
    2.0%
    5+ Bedrooms
    0.8%

    Property Listings — Goshen, IN

    As of May '26, Realtor.com reports that the median days on market for a home in Goshen, IN is 22. This is a decrease of -31.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$345,00016.0%
    Listing Count
    		755.0%
    Listings as % of Homes0.1%5.0%
    Days on Market
    		22-31.0%
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    Demographics — Goshen, IN

    As of the latest ACS Survey released in 2023, Goshen, IN has a population of 33,500, which has increased by 3.1% over the past 5 years. Goshen, IN is a popular place for families, as children make up 25.5% of the population. The area has a poorly educated workforce, with 24.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.5% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		33,5003.1%
    % Under 18
    		25.5%-5.6%
    % Seniors
    		18.3%7.6%
    % WFH
    		4.5%21.6%
    % w/ College Degree
    		24.0%-4.8%
    Loading chart...

    As of the latest ACS Survey released in 2023, Goshen, IN is a predominantly white area, with 67.4% of the population identifying as white. The white population has shrunk by 8.5% in the last 5 years. The second most common race or ethnicity in Goshen, IN is hispanic, making up 26.0% of the population. Foreign-born residents account for 14.2% of the population in Goshen, IN, and this percentage has increased by 51.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		67.4%-8.5%
    % Black
    		2.2%37.5%
    % Hispanic
    		26.0%20.9%
    % Asian
    		1.1%0.0%
    % Foreign Born
    		14.2%51.1%
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    Mortgage and Risk — Goshen, IN

    According to HUD data as of 2023, there were 602 mortgage originations in Goshen, IN, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Goshen, IN. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		602
    % Conventional Loans
    		89.0%
    % Government Loans
    		11.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		13.0%
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    Rentals and Section 8 — Goshen, IN

    As of 2024, the percent of homes in Goshen, IN under the Section 8 program is 10.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Goshen, IN, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		382
    Total Units Section 8
    		346
    % Rentals under Section 8
    		10.5%
    % Occupied Section 8
    		86.5%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$110$1,020$910
    2 Bedroom$115$995$1,110
    3 Bedroom$50$1,400$1,450
    4 Bedroom-$30$1,500$1,470

    Affordability — Goshen, IN

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.6
    Median Home Price$269,000
    Median Household Income$65,900

    Goshen, IN — ZIP Code Boundary Map

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    Frequently Asked Questions