Geneva, IN—46740
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Geneva, IN
As of Nov '25, the median home price in Geneva, IN is $258,000, with a year-over-year change of 9.9%. This indicates that home prices in Geneva, IN are increasing. According to Zillow, the 1-year price projection is 4.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $258,000 | 9.9% |
| Single Family | $258,000 | 10.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $404,000 | 4.9% |
2 Bed | $176,000 | 11.4% |
3 Bed | $221,000 | 11.1% |
4 Bed | $318,000 | 11.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Geneva, IN
Geneva, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Geneva, IN
As of Nov '25, Realtor.com reports that the median days on market for a home in Geneva, IN is 126. This is a increase of 156.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $215,000 | 2.0% |
Listing Count | 10 | 83.0% |
| Listings as % of Homes | 0.1% | 83.0% |
Days on Market | 126 | 156.0% |
Demographics — Geneva, IN
As of the latest ACS Survey released in 2023, Geneva, IN has a population of 4,770, which has increased by 10.0% over the past 5 years. Geneva, IN is a popular place for families, as children make up 42.5% of the population. The area has a poorly educated workforce, with 6.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,770 | 10.0% |
% Under 18 | 42.5% | 18.1% |
% Seniors | 12.3% | 17.1% |
% WFH | 7.5% | 66.7% |
% w/ College Degree | 6.2% | -31.9% |
As of the latest ACS Survey released in 2023, Geneva, IN is a predominantly white area, with 94.1% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Geneva, IN is hispanic, making up 4.1% of the population. Foreign-born residents account for 1.6% of the population in Geneva, IN, and this percentage has decreased by 55.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.1% | 1.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 4.1% | -4.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.6% | -55.6% |
Mortgage and Risk — Geneva, IN
According to HUD data as of 2023, there were 105 mortgage originations in Geneva, IN, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 43.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Geneva, IN. Investor activity is low, as 2.0% of loans were by investors. 30.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 105 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 30.0% |
Rentals and Section 8 — Geneva, IN
Geneva, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,230 |
Affordability — Geneva, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $258,000 |
| Median Household Income | $59,200 |