Camden, IN—46917
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Camden, IN
As of Nov '25, the median home price in Camden, IN is $199,000, with a year-over-year change of 3.0%. This indicates that home prices in Camden, IN are increasing. According to Zillow, the 1-year price projection is 3.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $199,000 | 3.0% |
| Single Family | $199,000 | 3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $160,000 | 1.3% |
3 Bed | $207,000 | 3.0% |
4 Bed | $242,000 | 3.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Camden, IN
Camden, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Camden, IN
As of Nov '25, Realtor.com reports that the median days on market for a home in Camden, IN is 17. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $175,000 | -47.0% |
Listing Count | 4 | 19.0% |
| Listings as % of Homes | 0.2% | 19.0% |
Days on Market | 17 | 17.0% |
Demographics — Camden, IN
As of the latest ACS Survey released in 2023, Camden, IN has a population of 1,990, which has increased by 20.2% over the past 5 years. Camden, IN is a moderately popular place for families, as children make up 20.7% of the population. The area has a poorly educated workforce, with 13.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,990 | 20.2% |
% Under 18 | 20.7% | -17.9% |
% Seniors | 23.8% | 15.5% |
% WFH | 14.0% | 300.0% |
% w/ College Degree | 13.1% | -10.9% |
As of the latest ACS Survey released in 2023, Camden, IN is a predominantly white area, with 93.5% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Camden, IN is hispanic, making up 5.6% of the population. Foreign-born residents account for 1.9% of the population in Camden, IN, and this percentage has decreased by 29.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.5% | -1.6% |
% Black | 0.1% | ∞% |
% Hispanic | 5.6% | 93.1% |
% Asian | 0.6% | ∞% |
% Foreign Born | 1.9% | -29.6% |
Mortgage and Risk — Camden, IN
According to HUD data as of 2023, there were 61 mortgage originations in Camden, IN, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Camden, IN. Investor activity is low, as 2.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 61 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 26.0% |
Rentals and Section 8 — Camden, IN
Camden, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | -$260 | $1,200 | $940 |
| 3 Bedroom | N/A | N/A | $1,220 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Camden, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $199,000 |
| Median Household Income | $57,900 |