Russiaville, IN—46979
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Russiaville, IN
Home Price Trends — Russiaville, IN
As of Oct '25, the median home price in Russiaville, IN is $259,000, with a year-over-year change of 6.9%. This indicates that home prices in Russiaville, IN are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $259,000 | 6.9% |
| Single Family | $259,000 | 6.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $167,000 | 6.4% |
3 Bed | $248,000 | 6.9% |
4 Bed | $320,000 | 6.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Russiaville, IN
Russiaville, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Russiaville, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Russiaville, IN is 34. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $277,000 | 8.0% |
Listing Count | 12 | -13.0% |
| Listings as % of Homes | 0.4% | -13.0% |
Days on Market | 34 | -12.0% |
Demographics — Russiaville, IN
As of the latest ACS Survey released in 2023, Russiaville, IN has a population of 5,030, which has increased by 6.6% over the past 5 years. Russiaville, IN is a moderately popular place for families, as children make up 22.4% of the population. The area has a moderately educated workforce, with 31.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,030 | 6.6% |
% Under 18 | 22.4% | -4.3% |
% Seniors | 18.7% | 17.6% |
% WFH | 8.8% | 72.5% |
% w/ College Degree | 31.4% | 3.3% |
As of the latest ACS Survey released in 2023, Russiaville, IN is a predominantly white area, with 91.3% of the population identifying as white. The white population has shrunk by 6.7% in the last 5 years. The second most common race or ethnicity in Russiaville, IN is hispanic, making up 2.7% of the population. Foreign-born residents account for 0.3% of the population in Russiaville, IN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.3% | -6.7% |
% Black | 0.2% | ∞% |
% Hispanic | 2.7% | 237.5% |
% Asian | 0.3% | 50.0% |
% Foreign Born | 0.3% | 0.0% |
Mortgage and Risk — Russiaville, IN
According to HUD data as of 2023, there were 112 mortgage originations in Russiaville, IN, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Russiaville, IN. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 112 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Russiaville, IN
Russiaville, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,110 |
| 3 Bedroom | N/A | N/A | $1,390 |
| 4 Bedroom | N/A | N/A | $1,550 |
Affordability — Russiaville, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $259,000 |
| Median Household Income | $93,600 |