Seymour, IN—47274
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Seymour, IN
As of Oct '25, the median home price in Seymour, IN is $227,000, with a year-over-year change of 3.6%. This indicates that home prices in Seymour, IN are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $227,000 | 3.6% |
| Single Family | $228,000 | 3.6% |
| Condos | $202,000 | 3.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $128,000 | 2.4% |
2 Bed | $159,000 | 3.2% |
3 Bed | $235,000 | 4.0% |
4 Bed | $310,000 | 3.3% |
| 5 Bed | $408,000 | 2.5% |
% of Housing Stock
Rental Trends — Seymour, IN
As of July '25, Rentcast reports the average rent in Seymour, IN is $1,080, with a year-over-year rent change of -38.3%. Per bedroom, the median rent as of July '25 in Seymour, IN is 1-bedrooms: $946, 2-bedrooms: $1,170, 3-bedrooms: $1,360. The most common rental property sizes in Seymour, IN are 2-bedroom and 3-bedroom, accounting for 45.1% and 24.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,160 | $1,080 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $925 | $946 |
| 2 Bed Rent | $1,160 | $1,170 |
| 3 Bed Rent | $1,340 | $1,360 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Seymour, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Seymour, IN is 61. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $276,000 | -3.0% |
Listing Count | 96 | 17.0% |
| Listings as % of Homes | 0.5% | 17.0% |
Days on Market | 61 | 29.0% |
Demographics — Seymour, IN
As of the latest ACS Survey released in 2023, Seymour, IN has a population of 32,800, which has increased by 5.9% over the past 5 years. Seymour, IN is a popular place for families, as children make up 26.3% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 32,800 | 5.9% |
% Under 18 | 26.3% | 5.6% |
% Seniors | 14.0% | -9.7% |
% WFH | 3.1% | 138.5% |
% w/ College Degree | 21.4% | 22.3% |
As of the latest ACS Survey released in 2023, Seymour, IN is a predominantly white area, with 74.5% of the population identifying as white. The white population has shrunk by 13.1% in the last 5 years. The second most common race or ethnicity in Seymour, IN is hispanic, making up 17.8% of the population. Foreign-born residents account for 10.9% of the population in Seymour, IN, and this percentage has increased by 78.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.5% | -13.1% |
% Black | 1.5% | 0.0% |
% Hispanic | 17.8% | 95.6% |
% Asian | 2.9% | 20.8% |
% Foreign Born | 10.9% | 78.7% |
Mortgage and Risk — Seymour, IN
According to HUD data as of 2023, there were 600 mortgage originations in Seymour, IN, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Seymour, IN. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 600 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Seymour, IN
Seymour, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 380 |
Total Units Section 8 | 366 |
% Rentals under Section 8 | 8.9% |
% Occupied Section 8 | 94.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $115 | $925 | $1,040 |
| 2 Bedroom | $60 | $1,160 | $1,220 |
| 3 Bedroom | $250 | $1,340 | $1,590 |
| 4 Bedroom | N/A | N/A | $1,920 |
Affordability — Seymour, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $227,000 |
| Median Household Income | $72,200 |