Liberty, IN—47353
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Liberty, IN
As of Oct '25, the median home price in Liberty, IN is $179,000, with a year-over-year change of 1.5%. This indicates that home prices in Liberty, IN are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $179,000 | 1.5% |
| Single Family | $178,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $150,000 | -0.7% |
3 Bed | $224,000 | 2.8% |
4 Bed | $252,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Liberty, IN
Liberty, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Liberty, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Liberty, IN is 84. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $224,000 | 121.0% |
Listing Count | 22 | 46.0% |
| Listings as % of Homes | 0.4% | 46.0% |
Days on Market | 84 | -3.0% |
Demographics — Liberty, IN
As of the latest ACS Survey released in 2023, Liberty, IN has a population of 5,110, which has decreased by -8.0% over the past 5 years. Liberty, IN is a moderately popular place for families, as children make up 17.6% of the population. The area has a poorly educated workforce, with 22.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,110 | -8.0% |
% Under 18 | 17.6% | -18.9% |
% Seniors | 21.3% | 21.0% |
% WFH | 2.4% | -4.0% |
% w/ College Degree | 22.2% | 33.7% |
As of the latest ACS Survey released in 2023, Liberty, IN is a predominantly white area, with 95.9% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Liberty, IN is asian, making up 1.4% of the population. Foreign-born residents account for 1.2% of the population in Liberty, IN, and this percentage has decreased by 29.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.9% | -0.6% |
% Black | 0.5% | 400.0% |
% Hispanic | 0.4% | -63.6% |
% Asian | 1.4% | 16.7% |
% Foreign Born | 1.2% | -29.4% |
Mortgage and Risk — Liberty, IN
According to HUD data as of 2023, there were 160 mortgage originations in Liberty, IN, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Liberty, IN. Investor activity is low, as 6.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 160 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Liberty, IN
Liberty, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 58 |
Total Units Section 8 | 57 |
% Rentals under Section 8 | 16.3% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | N/A | N/A | $1,050 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,680 |
Affordability — Liberty, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $179,000 |
| Median Household Income | $80,400 |