Evansville, IN47720

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$258,000
4.8% YoY Growth
Household Income
$77,000
24.0% YoY Growth
Days on Market
50
17.0% Shorter YoY
Home Price Forecast
2.2%
Median Rent
$1,100
23.5% YoY Growth
1-Bed Rent
$625
N/A
2-Bed Rent
$800
6.7% YoY Growth
3-Bed Rent
$1,400
17.1% YoY Growth

Other Zip Codes in Evansville, IN

Property Listings — Evansville, IN

As of Nov '25, Realtor.com reports that the median days on market for a home in Evansville, IN is 50. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$327,00020.0%
Listing Count
3419.0%
Listings as % of Homes0.2%19.0%
Days on Market
50-17.0%
Loading chart...

Demographics — Evansville, IN

As of the latest ACS Survey released in 2023, Evansville, IN has a population of 17,100, which has decreased by -2.8% over the past 5 years. Evansville, IN is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 33.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,100-2.8%
% Under 18
23.9%4.8%
% Seniors
20.2%-4.3%
% WFH
5.1%104.0%
% w/ College Degree
33.4%6.7%
Loading chart...

As of the latest ACS Survey released in 2023, Evansville, IN is a predominantly white area, with 94.5% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Evansville, IN is hispanic, making up 1.2% of the population. Foreign-born residents account for 0.7% of the population in Evansville, IN, and this percentage has decreased by 12.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.5%-2.9%
% Black
0.1%-83.3%
% Hispanic
1.2%100.0%
% Asian
0.8%14.3%
% Foreign Born
0.7%-12.5%
Loading chart...

Mortgage and Risk — Evansville, IN

According to HUD data as of 2023, there were 341 mortgage originations in Evansville, IN, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Evansville, IN. Investor activity is low, as 4.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
341
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
19.0%
Loading chart...
Loading chart...

Rentals and Section 8 — Evansville, IN

As of 2024, the percent of homes in Evansville, IN under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Evansville, IN, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
10
Total Units Section 8
10
% Rentals under Section 8
0.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$285$625$910
2 Bedroom$370$800$1,170
3 Bedroom$40$1,400$1,440
4 Bedroom-$270$1,900$1,630

Affordability — Evansville, IN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$258,000
Median Household Income$77,000

Evansville, IN — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions