Port Huron, MI—48060
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Port Huron, MI
As of Oct '25, the median home price in Port Huron, MI is $168,000, with a year-over-year change of 1.3%. This indicates that home prices in Port Huron, MI are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $168,000 | 1.3% |
| Single Family | $166,000 | 1.8% |
| Condos | $232,000 | 5.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $104,000 | -4.6% |
2 Bed | $139,000 | 0.0% |
3 Bed | $179,000 | 2.3% |
4 Bed | $194,000 | 2.1% |
| 5 Bed | $211,000 | 1.4% |
% of Housing Stock
Rental Trends — Port Huron, MI
As of July '25, Rentcast reports the average rent in Port Huron, MI is $1,170, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Port Huron, MI is 1-bedrooms: $1,040, 2-bedrooms: $1,150, 3-bedrooms: $1,360. The most common rental property sizes in Port Huron, MI are 2-bedroom and 3-bedroom, accounting for 37.4% and 30.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $999 | $1,040 |
| 2 Bed Rent | $1,160 | $1,150 |
| 3 Bed Rent | $1,300 | $1,360 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Port Huron, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Port Huron, MI is 47. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $170,000 | -1.0% |
Listing Count | 136 | 20.0% |
| Listings as % of Homes | 0.5% | 20.0% |
Days on Market | 47 | 25.0% |
Demographics — Port Huron, MI
As of the latest ACS Survey released in 2023, Port Huron, MI has a population of 39,500, which has remained stable by -0.1% over the past 5 years. Port Huron, MI is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 17.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 39,500 | -0.1% |
% Under 18 | 21.8% | -4.0% |
% Seniors | 17.0% | 15.6% |
% WFH | 4.9% | 88.5% |
% w/ College Degree | 17.4% | 10.1% |
As of the latest ACS Survey released in 2023, Port Huron, MI is a predominantly white area, with 80.4% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Port Huron, MI is black, making up 7.3% of the population. Foreign-born residents account for 2.1% of the population in Port Huron, MI, and this percentage has decreased by 30.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.4% | -0.9% |
% Black | 7.3% | 7.4% |
% Hispanic | 6.1% | 8.9% |
% Asian | 0.8% | -33.3% |
% Foreign Born | 2.1% | -30.0% |
Mortgage and Risk — Port Huron, MI
According to HUD data as of 2023, there were 781 mortgage originations in Port Huron, MI, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Port Huron, MI. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 781 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Port Huron, MI
Port Huron, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,906 |
Total Units Section 8 | 1,427 |
% Rentals under Section 8 | 22.7% |
% Occupied Section 8 | 90.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$79 | $999 | $920 |
| 2 Bedroom | $10 | $1,160 | $1,170 |
| 3 Bedroom | $140 | $1,300 | $1,440 |
| 4 Bedroom | N/A | N/A | $1,550 |
Affordability — Port Huron, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $168,000 |
| Median Household Income | $51,300 |