Dearborn Heights, MI48125

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$161,000
4.6% YoY Growth
Median Household Income
$59,500
20.5% 5-Year Growth
Days on Market
35
4.0% Shorter than last year
Home Price Forecast
1.7%
Median Rent
$1,500
5.7% YoY Growth
1-Bed Rent
$999
4.5% YoY Growth
2-Bed Rent
$1,400
4.7% YoY Growth
3-Bed Rent
$1,650
3.1% YoY Growth

Other Zip Codes in Dearborn Heights, MI

Property Listings — Dearborn Heights, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Dearborn Heights, MI is 35. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$176,0001.0%
Listing Count
9920.0%
Listings as % of Homes0.5%20.0%
Days on Market
35-4.0%
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Demographics — Dearborn Heights, MI

As of the latest ACS Survey released in 2023, Dearborn Heights, MI has a population of 22,200, which has increased by 8.6% over the past 5 years. Dearborn Heights, MI is a moderately popular place for families, as children make up 24.0% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,2008.6%
% Under 18
24.0%3.9%
% Seniors
15.6%9.9%
% WFH
9.9%395.0%
% w/ College Degree
15.7%2.6%
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As of the latest ACS Survey released in 2023, Dearborn Heights, MI is a predominantly white area, with 76.4% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Dearborn Heights, MI is black, making up 10.5% of the population. Foreign-born residents account for 11.0% of the population in Dearborn Heights, MI, and this percentage has increased by 8.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
76.4%-6.4%
% Black
10.5%34.6%
% Hispanic
8.6%34.4%
% Asian
0.2%-81.8%
% Foreign Born
11.0%8.9%
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Mortgage and Risk — Dearborn Heights, MI

According to HUD data as of 2023, there were 344 mortgage originations in Dearborn Heights, MI, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Dearborn Heights, MI. Investor activity is low, as 6.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
344
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
6.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Dearborn Heights, MI

As of 2024, the percent of homes in Dearborn Heights, MI under the Section 8 program is 6.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dearborn Heights, MI, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
182
Total Units Section 8
182
% Rentals under Section 8
6.8%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$231$999$1,230
2 Bedroom$150$1,400$1,550
3 Bedroom$250$1,650$1,900
4 Bedroom$360$1,700$2,060

Affordability — Dearborn Heights, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.3
Median Home Price$161,000
Median Household Income$59,500

Dearborn Heights, MI — ZIP Code Boundary Map

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Frequently Asked Questions