Delton, MI49046

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$256,000
4.6% YoY Growth
Median Household Income
$83,400
32.7% 5-Year Growth
Days on Market
43
29.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,400
2.1% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,400
33.3% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Delton, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Delton, MI is 43. This is a decrease of -29.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$397,00011.0%
Listing Count
27-11.0%
Listings as % of Homes0.5%-11.0%
Days on Market
43-29.0%
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Demographics — Delton, MI

As of the latest ACS Survey released in 2023, Delton, MI has a population of 6,940, which has decreased by -12.1% over the past 5 years. Delton, MI is a less popular place for families, as children make up 13.7% of the population. The area has a poorly educated workforce, with 23.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,940-12.1%
% Under 18
13.7%-31.5%
% Seniors
25.8%44.1%
% WFH
10.8%881.8%
% w/ College Degree
23.7%37.8%
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As of the latest ACS Survey released in 2023, Delton, MI is a predominantly white area, with 94.6% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Delton, MI is hispanic, making up 1.4% of the population. Foreign-born residents account for 0.8% of the population in Delton, MI, and this percentage has decreased by 38.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.6%-2.1%
% Black
1.3%550.0%
% Hispanic
1.4%55.6%
% Asian
0.0%-100.0%
% Foreign Born
0.8%-38.5%
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Mortgage and Risk — Delton, MI

According to HUD data as of 2023, there were 174 mortgage originations in Delton, MI, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Delton, MI. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
174
% Conventional Loans
86.0%
% Government Loans
14.0%
% Investor Loans
2.0%
% Second Loans
8.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Delton, MI

Delton, MI lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
24
Total Units Section 8
2
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$820
2 Bedroom-$330$1,400$1,070
3 BedroomN/AN/A$1,450
4 BedroomN/AN/A$1,560

Affordability — Delton, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.6
Median Home Price$256,000
Median Household Income$83,400

Delton, MI — ZIP Code Boundary Map

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Frequently Asked Questions