Vermontville, MI—49096
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Vermontville, MI
As of Oct '25, the median home price in Vermontville, MI is $224,000, with a year-over-year change of 1.8%. This indicates that home prices in Vermontville, MI are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $224,000 | 1.8% |
| Single Family | $224,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $222,000 | 4.2% |
4 Bed | $267,000 | 4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Vermontville, MI
Vermontville, MI lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Vermontville, MI
As of Oct '25, Realtor.com reports that the median days on market for a home in Vermontville, MI is 58. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $174,000 | -37.0% |
Listing Count | 7 | -33.0% |
| Listings as % of Homes | 0.5% | -33.0% |
Days on Market | 58 | 2.0% |
Demographics — Vermontville, MI
As of the latest ACS Survey released in 2023, Vermontville, MI has a population of 3,200, which has decreased by -3.9% over the past 5 years. Vermontville, MI is a moderately popular place for families, as children make up 24.5% of the population. The area has a poorly educated workforce, with 12.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,200 | -3.9% |
% Under 18 | 24.5% | -11.9% |
% Seniors | 20.2% | 20.2% |
% WFH | 8.5% | 226.9% |
% w/ College Degree | 12.1% | -1.6% |
As of the latest ACS Survey released in 2023, Vermontville, MI is a predominantly white area, with 91.2% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Vermontville, MI is hispanic, making up 4.5% of the population. Foreign-born residents account for 1.1% of the population in Vermontville, MI, and this percentage has increased by 266.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.2% | -3.4% |
% Black | 0.1% | ∞% |
% Hispanic | 4.5% | 55.2% |
% Asian | 0.3% | ∞% |
% Foreign Born | 1.1% | 266.7% |
Mortgage and Risk — Vermontville, MI
According to HUD data as of 2023, there were 78 mortgage originations in Vermontville, MI, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Vermontville, MI. Investor activity is low, as 4.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 78 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Vermontville, MI
Vermontville, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,300 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Vermontville, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $224,000 |
| Median Household Income | $74,800 |