Holland, MI49423

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$337,000
2.5% YoY Growth
Median Household Income
$78,500
37.8% 5-Year Growth
Days on Market
45
23.0% Longer than last year
Home Price Forecast
2.6%
Median Rent
$1,500
4.9% YoY Growth
1-Bed Rent
$1,500
50.8% YoY Growth
2-Bed Rent
$1,320
2.7% YoY Growth
3-Bed Rent
$1,850
14.7% YoY Growth

Other Zip Codes in Holland, MI

Property Listings — Holland, MI

As of Oct '25, Realtor.com reports that the median days on market for a home in Holland, MI is 45. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$454,000-1.0%
Listing Count
143-5.0%
Listings as % of Homes0.4%-5.0%
Days on Market
4523.0%
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Demographics — Holland, MI

As of the latest ACS Survey released in 2023, Holland, MI has a population of 46,700, which has increased by 2.7% over the past 5 years. Holland, MI is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 36.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
46,7002.7%
% Under 18
20.6%-7.6%
% Seniors
18.1%12.4%
% WFH
8.6%145.7%
% w/ College Degree
36.6%14.4%
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As of the latest ACS Survey released in 2023, Holland, MI is a predominantly white area, with 71.6% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Holland, MI is hispanic, making up 18.8% of the population. Foreign-born residents account for 6.7% of the population in Holland, MI, and this percentage has decreased by 14.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
71.6%-1.1%
% Black
4.1%20.6%
% Hispanic
18.8%-2.1%
% Asian
2.5%-13.8%
% Foreign Born
6.7%-14.1%
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Mortgage and Risk — Holland, MI

According to HUD data as of 2023, there were 906 mortgage originations in Holland, MI, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Holland, MI. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
906
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
1.0%
% Second Loans
3.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Holland, MI

As of 2024, the percent of homes in Holland, MI under the Section 8 program is 14.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Holland, MI, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
669
Total Units Section 8
669
% Rentals under Section 8
14.6%
% Occupied Section 8
94.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$390$1,500$1,110
2 Bedroom-$10$1,320$1,310
3 Bedroom-$170$1,850$1,680
4 Bedroom-$1,130$3,000$1,870

Affordability — Holland, MI

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$337,000
Median Household Income$78,500

Holland, MI — ZIP Code Boundary Map

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Frequently Asked Questions