Whitehall, MI—49461
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whitehall, MI
As of Nov '25, the median home price in Whitehall, MI is $315,000, with a year-over-year change of 3.3%. This indicates that home prices in Whitehall, MI are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $315,000 | 3.3% |
| Single Family | $313,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $266,000 | 4.3% |
3 Bed | $306,000 | 3.4% |
4 Bed | $393,000 | 3.7% |
| 5 Bed | $489,660 | 3.6% |
% of Housing Stock
Rental Trends — Whitehall, MI
As of July '25, Rentcast reports the average rent in Whitehall, MI is $1,370, with a year-over-year rent change of -54.3%. Per bedroom, the median rent as of July '25 in Whitehall, MI is 1-bedrooms: $750, 3-bedrooms: $2,000. The most common rental property sizes in Whitehall, MI are 3-bedroom and 2-bedroom, accounting for 39.5% and 25.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $1,370 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $750 | $750 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,000 | $2,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Whitehall, MI
As of Nov '25, Realtor.com reports that the median days on market for a home in Whitehall, MI is 44. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $407,000 | 2.0% |
Listing Count | 31 | 23.0% |
| Listings as % of Homes | 0.5% | 23.0% |
Days on Market | 44 | -5.0% |
Demographics — Whitehall, MI
As of the latest ACS Survey released in 2023, Whitehall, MI has a population of 9,620, which has increased by 3.4% over the past 5 years. Whitehall, MI is a moderately popular place for families, as children make up 20.4% of the population. The area has a moderately educated workforce, with 30.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,620 | 3.4% |
% Under 18 | 20.4% | -15.7% |
% Seniors | 24.8% | 35.5% |
% WFH | 7.9% | 49.1% |
% w/ College Degree | 30.4% | 7.8% |
As of the latest ACS Survey released in 2023, Whitehall, MI is a predominantly white area, with 89.4% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Whitehall, MI is hispanic, making up 5.4% of the population. Foreign-born residents account for 1.0% of the population in Whitehall, MI, and this percentage has decreased by 54.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.4% | -2.2% |
% Black | 0.6% | -72.7% |
% Hispanic | 5.4% | 134.8% |
% Asian | 0.3% | -72.7% |
% Foreign Born | 1.0% | -54.5% |
Mortgage and Risk — Whitehall, MI
According to HUD data as of 2023, there were 267 mortgage originations in Whitehall, MI, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Whitehall, MI. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 267 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 16.0% |
Rentals and Section 8 — Whitehall, MI
Whitehall, MI lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 94 |
Total Units Section 8 | 94 |
% Rentals under Section 8 | 17.9% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $60 | $750 | $810 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | -$710 | $2,000 | $1,290 |
| 4 Bedroom | N/A | N/A | $1,410 |
Affordability — Whitehall, MI
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $315,000 |
| Median Household Income | $80,500 |