Guthrie Center, IA—50115
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Guthrie Center, IA
As of Nov '25, the median home price in Guthrie Center, IA is $198,000, with a year-over-year change of 2.6%. This indicates that home prices in Guthrie Center, IA are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $198,000 | 2.6% |
| Single Family | $200,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $129,000 | 0.8% |
3 Bed | $198,000 | 3.1% |
4 Bed | $258,000 | 4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Guthrie Center, IA
As of July '25, Rentcast reports the average rent in Guthrie Center, IA is $1,130, with a year-over-year rent change of 50.7%. Per bedroom, the median rent as of July '25 in Guthrie Center, IA is 1-bedrooms: $750, 3-bedrooms: $1,900. The most common rental property sizes in Guthrie Center, IA are 3-bedroom and 2-bedroom, accounting for 39.3% and 33.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $1,130 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $750 | $750 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,900 | $1,900 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Guthrie Center, IA
As of Nov '25, Realtor.com reports that the median days on market for a home in Guthrie Center, IA is 65. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $267,000 | 11.0% |
Listing Count | 8 | -7.0% |
| Listings as % of Homes | 0.7% | -7.0% |
Days on Market | 65 | 2.0% |
Demographics — Guthrie Center, IA
As of the latest ACS Survey released in 2023, Guthrie Center, IA has a population of 2,740, which has remained stable by 0.7% over the past 5 years. Guthrie Center, IA is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,740 | 0.7% |
% Under 18 | 22.3% | -10.4% |
% Seniors | 23.9% | 4.8% |
% WFH | 7.5% | 47.1% |
% w/ College Degree | 23.2% | 43.2% |
As of the latest ACS Survey released in 2023, Guthrie Center, IA is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Guthrie Center, IA is hispanic, making up 5.0% of the population. Foreign-born residents account for 3.2% of the population in Guthrie Center, IA, and this percentage has increased by 255.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.8% | -7.7% |
% Black | 0.3% | 200.0% |
% Hispanic | 5.0% | 177.8% |
% Asian | 1.5% | 1,400.0% |
% Foreign Born | 3.2% | 255.6% |
Mortgage and Risk — Guthrie Center, IA
According to HUD data as of 2023, there were 109 mortgage originations in Guthrie Center, IA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Guthrie Center, IA. Investor activity is low, as 7.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 109 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 7.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Rentals and Section 8 — Guthrie Center, IA
Guthrie Center, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 10.2% |
% Occupied Section 8 | 65.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $60 | $750 | $810 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | -$570 | $1,900 | $1,330 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Guthrie Center, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $198,000 |
| Median Household Income | $71,000 |