Ogden, IA—50212
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ogden, IA
As of Oct '25, the median home price in Ogden, IA is $228,000, with a year-over-year change of 7.0%. This indicates that home prices in Ogden, IA are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $228,000 | 7.0% |
| Single Family | $230,000 | 7.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $178,000 | 7.2% |
3 Bed | $247,000 | 6.9% |
4 Bed | $274,000 | 6.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ogden, IA
As of July '25, Rentcast reports the average rent in Ogden, IA is $1,000, with a year-over-year rent change of 17.6%. Per bedroom, the median rent as of July '25 in Ogden, IA is 4-bedrooms: $1,000. The most common rental property sizes in Ogden, IA are 2-bedroom and 3-bedroom, accounting for 45.5% and 24.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,000 | $1,000 |
% of Rental Stock
Property Listings — Ogden, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ogden, IA is 63. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $243,000 | 18.0% |
Listing Count | 19 | 26.0% |
| Listings as % of Homes | 0.8% | 26.0% |
Days on Market | 63 | -8.0% |
Demographics — Ogden, IA
As of the latest ACS Survey released in 2023, Ogden, IA has a population of 3,110, which has increased by 7.1% over the past 5 years. Ogden, IA is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 26.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,110 | 7.1% |
% Under 18 | 21.8% | 20.4% |
% Seniors | 24.7% | 28.6% |
% WFH | 9.0% | 181.2% |
% w/ College Degree | 26.7% | 15.1% |
As of the latest ACS Survey released in 2023, Ogden, IA is a predominantly white area, with 98.5% of the population identifying as white. The white population has grown by 3.1% in the last 5 years. The second most common race or ethnicity in Ogden, IA is black, making up 0.3% of the population. Foreign-born residents account for 0.5% of the population in Ogden, IA, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.5% | 3.1% |
% Black | 0.3% | ∞% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.5% | -50.0% |
Mortgage and Risk — Ogden, IA
According to HUD data as of 2023, there were 86 mortgage originations in Ogden, IA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Ogden, IA. Investor activity is low, as 5.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 86 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Ogden, IA
Ogden, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $900 |
| 3 Bedroom | N/A | N/A | $1,260 |
| 4 Bedroom | $270 | $1,000 | $1,270 |
Affordability — Ogden, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $228,000 |
| Median Household Income | $74,900 |